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Old 09-29-2018, 09:07 AM   #1
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Southeast Financial ?

One of the companies that approved financing on our new 5th wheel is named Southern Financial. Currently, they're offering the best interest rate.

I've never heard of them. If you've used them, what has your experience been?
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Old 09-29-2018, 10:57 AM   #2
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Not very good ratings on Yelp. 1 and 2 stars.

Read some of the reviews. I probably wouldn't use them.


EDIT: Your title says Southeastern Financial, but in body of message, you say Southern financial. I assume you mean Southeastern.


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Old 10-15-2018, 06:20 PM   #3
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I am interested in this post. I had no idea that lenders were rated. But if they have the best rates why not use them?
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Old 10-15-2018, 06:27 PM   #4
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I kinda thought the same thing, but when you review some of the comments, you can see why. Biggest complaint seems to be lack of communication, lack of follow through etc...


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Old 11-02-2018, 10:54 AM   #5
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Not a hijack but a heads up.
If you're financing through a dealer, be sure to ask them what your buy rate is. This is your rate from the lender that you earned by having good credit.
Unfortunately I learned this after the fact. Some dealers will add on some percentage. This is not an incentive paid to them by the bank for using their services as I was always told. This is more money straight into the dealers pocket.
By law, the dealer has to tell you what rate you actually received from the lender. After the fact, you may never really know and it could add many $$ to your monthly payment.
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