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Old 03-02-2013, 12:26 PM   #51
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Join Date: Feb 2013
Posts: 452
Found out last year that accessories, such as awnings, aren't included in your policy unless you specify you want accessories included. I was lucky and my agent was able to "fix" my selections.

'15 F150 Ecoboost Maxtow Scab '13 Freedom Exp. 233RBS
Days camped 2017-46, 2016 -56, 2015-33,

Years camping....52
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Old 03-02-2013, 11:18 PM   #52
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Join Date: Feb 2013
Posts: 69
I just got a quote from Progressive on-line with total loss replacement/purchase price and $500 deductible for $250 per year. I'm paying the same now through USAA but only for replacement cost at the time of loss. I'm going to call USAA to see if they will match otherwise I will probably switch to Progressive.

Progressive Total Loss Replacement/Purchase Price
Total Loss Replacement/Purchase Price coverage provides you with a new, untitled RV if your RV is five model years old or less and is deemed a total loss. If an RV older than five years is deemed a total loss, the payout will be the purchase price as reflected on the Declarations page.

The purchase price value includes all permanently attached equipment, tax, title and license. The value should be increased if additional equipment is added. This coverage is only available for new RVs, up to one model year old.


2013 Forest River Wildcat Maxx 26BHS
2011 Infinity QX56
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Old 03-02-2013, 11:23 PM   #53
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Join Date: Mar 2011
Posts: 9,724
Originally Posted by bill flick View Post
I sent AAA a questioner to see if all policies are the same across the country.
Let us know what you find out. I'm still checking into this but also will be considering other options this summer.
Great choice for "Living within my means" and camping for one...

2011 Salem Cruise Lite 20RBXL & 2011 Toyota Tundra Dbl Cab
Camping History: 45 Trips / 133 Nights / 3736 Miles
FRF Social Group: Campers of the West
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Old 03-05-2013, 11:23 PM   #54
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Join Date: Jul 2012
Location: Forest Grove, Oregon
Posts: 585
I have my home, autos and trailer insured with Statefarm. They do cover the towing of the trailer as far as I know. It was cheaper for me anyways compare to other insurance quotes I have gotten. $170 per month for everything.

98 Chevy Silverado C3500 crewcab, 454 cu in & 2013 Salem Cruise-Lite 181BHXL
FRF and FROG member
Days camped in 2012 (3), 2013 (3), 2014 (6)
Days camped in 2015, 0 Days so far (0)
This Space for Rent
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