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Old 02-17-2013, 10:09 AM   #1
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Travel Trailer insurance

Hello fellow members. We are from north Florida and just purchased our first travel trailer. We are picking it up next Thursday. We purchased a 2013 Salem Cruise Lite 221 RXBL and can't wait to use it. I do have question about where to purchase the most reasonable insurance. Have a great day, Sherry & Frank

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Old 02-17-2013, 10:20 AM   #2
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I use state farm. I have my house and auto with them. $90 for 1yr 1k deductible.

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Old 02-17-2013, 10:39 AM   #3
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Welcome to the forum!
Enjoy your new trailer. There is lots of knowledge info on here.
I'm from Canada so can't answer your question.
Ken & Janet
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Old 02-17-2013, 10:48 AM   #4
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Hi Sherry and Frank. Welcome!

We've always bundled our trailer insurance in with our auto & home. We get a bit of a discount, but its more for convenience.

Some others will separate their insurance presumably for a cost savings. Either way is fine, but you might as well start with a quote from wherever you have your home and auto and then get quotes from other places if you want to compare.

We also have a separate coverage for towing and things like that with AAA RV Plus but Good Sam's and others also offer these services.
DW, 3 Kids and our Goldens

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Old 02-17-2013, 10:57 AM   #5
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Our insurance is with Progressive. We have our auto there thus the discount. We do have smaller deductibles, which increase the cost. I also have Good Sam road side.

Enjoy the new camper.
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Old 02-17-2013, 10:59 AM   #6
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I have replacement cost ,full coverage,State Farm $250 deductable....$290.00 yearly ...coverage at the campground when your not hitched is where it gets confusing...someone trips over your ice chest ,hits one head on your awning...etc. I made sure I was covered never know..
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Old 02-17-2013, 11:38 AM   #7
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I have state farm, but any insurance company you will probably pay +/-$90 annually per $10,000 of replacement value of your trailer, not the actually cost you paid.
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Old 02-17-2013, 11:52 AM   #8
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Originally Posted by Rhino1 View Post
I use state farm. I have my house and auto with them. $90 for 1yr 1k deductible.
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Old 02-17-2013, 12:10 PM   #9
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Originally Posted by acadianbob View Post
Do you mind if I ask what type coverage you get for this premium? We have a separate TT policy through America Modern Ins. Co., $500 deductible, includes cost replacement, collision, towing, emergency expense, etc., for apr. $255 yearly. Just trying to figure out why the large price differences. Thanks!
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Old 02-17-2013, 12:53 PM   #10
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X2 on progressive.

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