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Old 06-25-2015, 09:31 AM   #21
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They add it no problem. It is just the coverage that gets a little sketchy.
I have been a member for 35 years , they have definitely have changed over the years

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Old 06-25-2015, 09:47 AM   #22
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We have ours insured with Safeco and full coverage 5 years. Price is within GS or any others. Yes I'm for one am not supporting George Soros. Later RJD

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Old 06-26-2015, 11:32 AM   #23
Join Date: Feb 2015
Posts: 58
I am sure that USA would add your RV to your auto policy but it is not as good insurance as Good Sam offers. Please read the above posts.
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Old 07-02-2015, 12:51 PM   #24
Join Date: Feb 2015
Location: Newark, Delaware
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Just be aware that with usaa, TT is covered under your auto policy "while it is attached to the TV". Once you unhook, it is then covered by your homeowners policy.
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Old 07-04-2015, 09:52 AM   #25
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Old 07-12-2015, 05:48 PM   #26
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Good Sam does not have its own insurance, they are agents. The best price we got was Progressive with Good Sam as the agent, the even beat the Progressive web site.
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Old 07-25-2015, 06:11 AM   #27
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Location: Dacula, Georgia
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I recently went to USAA for a home owners quote. If you travel and your home is closed and not used for 30 consecutive days, they will not cover your loss. They consider it abandoned. Don't believe me? I have the disqualification letter from them.

As far as Progressive, just jacked up our motorcycle policy rates because Georgia said they could! Increased my deductibles and saved $240 a year on 2 bikes worth $5,000 and $9,000. We will be selling them. Too damned old to ride! Never thought this time would come so fast!! Policies are NOT AGE related.
Never a claim! Go figure!!
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Old 07-29-2015, 05:14 AM   #28
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I saw the below article on a RVing site and had no idea. I have USAA, but was going to check out Good Sam.

Not so Good Sam Insurance
Posted on March 24, 2014 by Admin

It’s always been known to shop around when it comes to insurance. And RV insurance is nothing different. When shopping around, you will come across some brokers. For instance Camping World Insurance is an insurance brokerage. They sell insurance through several different companies. A lot of people don’t understand that and think when they see the name “Camping World Insurance”, that it’s an actual insurance company, which couldn’t be farther from the truth. When we bought a travel trailer several years ago, we were under the same assumption until they told us our insurance was through Allied (a Nationwide Company). Every once in a while, we will see people post on some of the forums (including Good Sams) about the Camping World Insurance. Even the Good Sam forum has a section in the*“Dear Marcus” area called “Good Sam Insurance”. Don’t be fooled! It’s not their own insurance, but just that they sell other people’s insurance. I guess technically they are correct with the name, but it’s very misleading to many. But that’s not the only misleading that is really going on….

Let me first say that I love Camping World and Good Sam. We’ve bought a couple RV’s through them. We have their roadside service. We are Life Members of the Good Sam club. We even have their extended warranty on our current rig. And as I mentioned, we have gone through them for insurance. The part we do not like about them is their misleading of purchasers of the insurance they sell. Last year, we traded in a travel trailer on a motorhome. I pulled out the CW Insurance phone number. When an agent on the phone answered, I told her we currently had insurance with Allied that we purchased through them on the travel trailer. I explained that I did not want to cancel the insurance at this moment on the travel trailer as it had not been delivered to the CW dealership as of yet. I told her I needed a quote on the motorhome. The agent was very nice. She asked me numerous questions about the motorhome and the different levels of coverage. When she was done, she said she had a great quote from GMAC (now National General) of around $900. My jaw dropped. I was told by the finance guy at the CW dealership that he had talked to someone on the phone and that it would be about half that amount. I replied to the agent on the phone with an “oh…”. She then asked me if that was good. I told her no, that I was told it would be about half that amount. I then remembered she told me she was quoting me through GMAC. I never asked her to quote me through them and had even told her I had Allied at the beginning of the conversation. Why was she quoting me through GMAC instead? So I told her that wanted to be quoted through Allied instead. She was still nice and said she would. We went over the information again and she came back with a quote of around $475. That was half of the GMAC*insurance with the same level of coverage and deductible. I couldn’t believe it. Of course I went back through Allied.

Fast forward to March 2014. A coworker was purchasing a new motorhome from the same CW I had. Matter of fact he had one a few years ago that he got rid of. The salesman or finance guy at CW gave him an insurance pamphlet with a special discount code. He was getting ready to call them when I warned him about what was going to happen. I explained to him my story and that I’ve read in forums about a similar thing that happened to others. Later on that day, he came up to me and said I was right. That he called to get insurance and that the agent automatically quoted him through National General and it was in the $900 range. He asked her about Allied and she gave him a quote of about half the amount. Same level of coverage. This confirmed to me what was going on. Or that my assumptions were correct. It told me that their profit margin or commissions were much higher with going through National General (formerly GMAC) than other companies (which they underwrite for numerous). I hate assuming things and want to know the definitive answer. So I reached out to Bob Fulcher, Vice President of Insurance Services of Camping World and Good Sam. I explained to him my story. I asked why they went through GMAC/National General automatically and what my assumptions were. Here is reply word-for-word….

“You are partially correct in your assumption. National General does pay higher commissions compared to the other carriers we represent. They also provide the most comprehensive coverage and the largest discounts for Good Sam members. That being said, my instructions to our agents has been to present National General first only if the price is competitive with the other companies; presenting NGIC when they are twice as high is a definite error by the agent. NGIC is also the only company that we presently have available for online quoting. If someone requests a quote from our website, they will get a NGIC quote.”

So…my assumptions were correct. And no matter what Mr Fulcher stated here, I do not believe they (agents) have been told to give the best price to their customers or potential customers. I believe they tell their agents (sales people) that they get more commission for selling National General. And if National General gives the largest discount to Good Sam members, then I would hate to see what the real quote through National General is. We aren’t changing our mind on the Good Sam and Camping World services out there. We still believe in them. But we also know that they are out to make money. We just don’t like the misleading that they do through the insurance. Just be aware and be sure to ask about other insurance companies.
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Old 08-08-2015, 03:14 PM   #29
Join Date: Oct 2014
Location: Kenosha
Posts: 81
The best thing to do is look for your self. The last time I looked for auto insurance I got a quote online and went into the local office with the quote and got a quote higher that online. I called the company direct and they said it was because I was dealing with an agent. If you go online or call the company direct you can possibly get a better deal. Just my experience with insurance companies.
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Old 09-14-2015, 11:34 AM   #30
Join Date: May 2014
Posts: 47
Originally Posted by TheDiGs View Post
Spike, this is EXACTLY what I wanted to know, thank you!!!! Guess I'll be giving Good Sam a call in the morning! (Just a side note, have some family in the Wewa area, most is in Vernon/Chipley!)
Small world. Keep my TT at a friends just down the road from Vernon in Greenhead

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good sam

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