Be careful when believing all RV insurance is the same. Our regular carrier did indeed carry rv insurance, which I used for many years, untill I started asking what is covered under an accident. It seems the rv itself and whatever was built on it was covered but none of the personal items inside. Items such as a tv added, cd player, clothes, kitchen items and etc. Absolutely nothing that was not mounted from the factory was covered. Needless to say I now have National General (Good Sam recommended) that will cover up to a certain dollar amount of personal items. Just glad I never had an accident with the carrier I was using to find out such things.
2006 Wildwood 22FBS
2011 Chevy Silverado 1500