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09-08-2016, 09:20 PM
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#1
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Member
Join Date: Sep 2013
Location: Indianapolis, IN
Posts: 36
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Best Insurance Company to Use
I am changing up my home & auto insurance with another company. Problem is the company (Travelers) does not offer RV insurance. So I will be shopping for a company that can handle just my 23' camper. Can anyone offer a company that has great prices and will insure only a RV?
Thanks.
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TV- 2018 F150 Super Cab XLT
TT- MicroLite 23FB
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09-08-2016, 11:17 PM
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#2
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Senior Member
Join Date: Mar 2014
Posts: 422
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Progressive
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2014 Surveyor SC321BHTS SOLD
2016 Nissan Titan XD SL4x4 Cummins SOLD
2007 Sierra Sport M26FSFB Toy Hauler
2002 Ford F250 7.3l 4x4
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09-09-2016, 12:06 AM
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#3
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Moderator Emeritus
Join Date: Dec 2012
Location: North Carolina
Posts: 11,069
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We use usaa who farmed our trailer coverage off to progressive.
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2014 Crew Cab Chevy Silverado 3500 4wd Duramax/Allison
2014 Sabre 34REQS-6
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09-09-2016, 04:19 AM
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#4
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Senior Member
Join Date: Jul 2011
Posts: 904
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Progressive handles all our vehicles and home - when you do this you get reduced rates as well.
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former 2017 Forest River Sunseeker 2250SLE owner - replaced by a Pleasure-Way Tofino and then an Ontour 2.0
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09-09-2016, 04:22 AM
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#5
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Senior Member
Join Date: Jun 2016
Posts: 297
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We have used Geico for our autos for 20 years, and now have our MH covered with them.
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09-09-2016, 12:49 PM
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#6
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Senior Member
Join Date: Feb 2015
Posts: 318
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I have National General and I've had good luck with them
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09-09-2016, 12:53 PM
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#7
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Senior Member
Join Date: Mar 2014
Posts: 192
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I started out with Blue Sky (referral from dealer) and compared it from an offer thru my own agent at Farm Bureau, where I have everything else. He said that the coverage was comparable, but for the extra 50$ a year, he would go with the BS policy, as it had great coverage for guests, that might get injured in or around our 5th wheel. So, we went with BS. No claims in the first year. But wait, the second year premium went up 50%! Needless to say, we're now with Farm Bureau for everything, except the motorcycles, as Progressive had better coverage less expensive.
Good luck with whoever you choose!
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09-09-2016, 01:01 PM
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#8
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Senior Member
Join Date: Jul 2008
Location: Northern Virginia
Posts: 122
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We use Nationwide. Have our vehicles and homeowners insurance with them also. When our travel trailer was rear ended by an uninsured motorist, they handled everything and treated us well.
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09-09-2016, 01:15 PM
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#9
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Member
Join Date: Jul 2014
Location: Louisiana
Posts: 13
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You might try Overland Insurance Services and compare prices and coverage to the other companies. They are an agent and rep several companies ( ours is with Nat'l Interstate)
For us they offered good coverage and rate. And we only have our motor home insured with them.
Their website is : RV Insurance Quote - Motorhome, Travel Trailer & Fifth Wheel
Good luck!
__________________
David and Susan
Retired May 2017 
South LOUISIANA
2014 Forest River 3051S Class C
2017 Jeep Wrangler Sport
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09-09-2016, 01:17 PM
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#10
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2010 Forest River Solera
Join Date: Dec 2014
Location: Oregon
Posts: 68
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Insurance
Have been on Good Sam (National General) and had a claim. It was well handled.
Almost switched to Progressive, but Good Sam Affiliate via National General has 'replacement value' as opposed to 'cash value' in the event of a total loss.
Decided to stay with Good Sam - even though $100 more annually.
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Ron, Debra & Foxy
2010 Forest River Solera - Diesel
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09-09-2016, 01:46 PM
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#11
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Senior Member
Join Date: Feb 2016
Location: Hotsprings, Ar
Posts: 210
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Progressive.
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2016 Georgetown 328ts
2015 Fiat 500 Toad
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09-09-2016, 01:51 PM
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#12
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Senior Member
Join Date: Jun 2013
Location: Between Pickles Gap and Toad Suck, AR
Posts: 6,070
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Whoever you get, ensure that they cover RV's, and RV Contents. Most 'add onto car policy' companies often do not cover many things, including contents......which is why they are much cheaper.
I liked Progressive's ability to choose, the disappearing deductible that starts very high to lower premiums, and the 5 year replacement at then-MSRP price.
But.......realize this. The exact policy in one state is very different than another. You can't ask a guy in Maine or California for cost advice if you live in Nebraska (e.g.).
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"Next to prayer, fishing is the most personal relationship of man" Herbert Hoover
"American by Birth, Southern by the Grace of God"Lewis Grizzard
FROG AR-0019-242
2016 GMC Denali 3500Dually--2017 CC 36CKTS
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09-09-2016, 01:54 PM
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#13
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Always Learning
Join Date: Nov 2011
Location: Four Corners, FL
Posts: 21,891
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Like mentioned before, I went through a broker and they/I went with National Interstate. The broker I dealt with was Miller Insurance:
Miller Insurance Agency
While insurance shopping, I also talked to the folks at RV Insurance Pro:
http://www.rvinsurancepro.com/
Quote:
Originally Posted by Tent2TT
Problem is the company (Travelers) does not offer RV insurance.
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Does anyone else see the irony that a company called Travelers doesn't cover a vehicle designed to be traveled in/with?
__________________
Officially a SOB with a 2022 Jayco Precept 36C
Checkout my site for RVing tips, tricks, and info | Was a Fulltime Family for 5 years, now we're part-timing on long trips
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09-09-2016, 01:59 PM
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#14
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Dahagen
Join Date: Apr 2013
Location: Cascade Idaho
Posts: 562
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I was with Good Sam carrier, but found that GEICO was much cheaper for better coverage. And for $20 a year you get great roadside assistance. MH broke down on the freeway in Arizona, called GEICO and they sent a BIG wrecker which towed us 55 miles at no charge to me. And my rates with GEICO did NOT go up.
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09-09-2016, 02:31 PM
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#15
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Member
Join Date: May 2016
Location: Where I Park
Posts: 88
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Has anyone tried Country-Wide Insurance?
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09-09-2016, 02:37 PM
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#16
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2003 Georgetown 325
Join Date: Jan 2014
Location: Ocala, FL
Posts: 108
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I have Progressive for all my vehicles so I went with them for the MH. First year was $435.00. Pretty good. Next year it was over $800.00, same coverage and no claims. Needless to say I dropped them and went with Allied. So far, so good.
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09-09-2016, 02:43 PM
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#17
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Senior Member
Join Date: Jun 2016
Location: Maurice, LA
Posts: 4,095
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Quote:
Originally Posted by asquared
We use usaa who farmed our trailer coverage off to progressive.
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X2, but USAA still handles the claims process
__________________
2012 Wildcat Sterling 32RL, Gladiator Qr35 ST235/85R16 Load rating G, TST 507 TPMS w/ Flow-thru Sensors & Repeater, Reese Sidewinder 16K Pin Box, PI EMS HW50C
2009 Chevy Silverado 2500HD CCSB LTZ Diesel, Fumoto Oil Drain Valve, Turbo Brake activated, 39 gal Aux Tank W/ Fuel Pump transfer, Air Lift Loadlifter 5000 air bags.
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09-09-2016, 03:03 PM
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#18
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Member
Join Date: May 2016
Location: Indian Lake, OH
Posts: 49
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Quote:
Originally Posted by Tent2TT
I am changing up my home & auto insurance with another company. Problem is the company (Travelers) does not offer RV insurance. So I will be shopping for a company that can handle just my 23' camper. Can anyone offer a company that has great prices and will insure only a RV?
Thanks.
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Went to Progressive for RV insurance based on the recommendation of my Grange agent. I ended up bundling everything with Progressive and saved a whole lot of money. Happy with their customer service. Check them out.
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09-09-2016, 03:42 PM
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#19
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Senior Member
Join Date: Dec 2014
Location: KY and FL
Posts: 184
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I would highly recommend Progressive. I had a claim last year and they had an adjuster in my driveway within a day or 2, he went over the TT with a fine tooth comb and even found some damage I did not see. Bottom line I had a check in hand within a week. And since I live way out in the boonies he told me about a repair shop about an hour away and they did a great job. Progressive did a fantastic job and I think everyone should give them a try.
__________________
Larry W8PO & Lori N8IHJ and Louie the wonder dog
2014 Surveyor Cadet 265RLDS
2015 GMC Denali HD
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09-09-2016, 04:22 PM
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#20
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Member
Join Date: Apr 2015
Location: Schenectady, NY
Posts: 40
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Progressive. No one else in this area even comes close. 2015 Sunseeker 3170DS.
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