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Old 03-14-2019, 07:25 PM   #1
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Credit, Debit, or Cash, for fuel????

Can't speak for ALL of the country but in my recent travels I have noticed more and more gas stations posting two different prices for fuel. One for Cash and another for Credit. Spread varies but is usually $0.05-$0.10 higher per gallon for Credit. Actually three different prices if you count the places that have little notices on the pump that a surcharge will be added for use of a Debit Card. I believe the surcharge at AM/PM (Arco) was $0.45 or so per transaction.

The Debit Card Surcharge isn't much but when you fill up your tank and use a Credit Card the amount can add up. I usually take an average of 22 gallons per fill, more if filling the generator containers too. As the saying goes, a couple bucks here, a couple bucks there, pretty soon you have some real money.

With this in mind, how many will use cash for their fuel purchases when the station has these split pricing scenarios? How many just drive on and look for a station that posts a reasonable price and doesn't charge extra for Credit Card?
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Old 03-14-2019, 07:27 PM   #2
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I get 4% back using my credit card. The difference is almost always less than 4% so I always use a credit card.
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Old 03-14-2019, 08:30 PM   #3
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I get 5% back. Usually the two prices that I see are at truckstops. I donít stop at truckstops, I canít swipe my card at truckstops. I have to swipe the card at a pump to get the 5%.
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Old 03-14-2019, 08:44 PM   #4
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CC or DC makes no difference to the Business owner, it is all run thru same system. I learned that years ago from FlyingJ, but I could get the cash price with a check that was preapproved
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Old 03-15-2019, 03:02 AM   #5
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Apparently the price for processing chip cards is a lot higher than prior to chip cards. I made a campground reservation yesterday for a place that decided to forgo accepting credit cards rather than pass along the cost. Cash only and no deposit required.
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Old 03-15-2019, 03:55 AM   #6
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We get gas cards from Publix groceries they are offered about every 3 weeks, $50 card for $40 with every $50 purchase. We get Racetrac they offer WAWA and Shell also, 20% discount is hard to beat. No surcharge for any of these cards at the stations.
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Old 03-15-2019, 05:29 AM   #7
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Arco AM/PM stores not only have that .35-cent card charge out at the pump...but also if you buy anything from inside the store.

Got hit twice at an El Centro, California Arco on the same stop.

I thought it was a California thing...

But the Arco stations here in Yuma, Arizona do the same thing.
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Old 03-15-2019, 05:51 AM   #8
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I use my Flying J Rv card most of the time when I tow -6Ę
I use my Gas Buddy card otherwise. -5Ę Except at Exxon and shopping clubs.
I use cash if the cash difference is greater.
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Old 03-15-2019, 05:54 AM   #9
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Theres a .10 or.more.price.difference for.cc or.db over cash. So i use cash always.
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Old 03-15-2019, 06:10 AM   #10
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Quote:
Originally Posted by frank4711 View Post
We get gas cards from Publix groceries they are offered about every 3 weeks, $50 card for $40 with every $50 purchase. We get Racetrac they offer WAWA and Shell also, 20% discount is hard to beat. No surcharge for any of these cards at the stations.
I use the Shell card from Publix and occasionally Racetrac. I have found that Racetrac is not available outside of Florida and the very similar looking "Raceway" stations do not accept the Racetrac card.

I also have a credit card that gives me 5% back when paying at the pump but I will bypass any station that charges to use the card.
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