I can say I'm almost paranoid about RR crossings, which goes back to my teenage years (30+ years ago). At that time, there was this one crossing that I had to go thru between my job and home. It didn't have gates then (but they have been installed now).
Anyway I had worked late one night and was heading home. I don't know if I was just tired, zoned out listening to the radio, young and dumb, or what..........but this one time I didn't stop at the crossing to look....like I had so many times before. I just went right thru the crossing, and remember looking to my left as I was dead center of the crossing, and there being a light almost in my window. I just closed my eyes, gripped the steering wheel, and I 'think' floored the accelerator pedal.
When I did reopen my eyes, I glanced in the rearview mirror and could see the train cars passing in front of the headlights of the vehicle that had been behind me, and it was a fast train. I'm not sure when I started breathing again, but I think I fogged up my truck windows when I did finally exhale.
30 years later I still go thru that crossing twice a day, and even though there are now gates at the crossing...I stop way back and look both ways. I'm not even sure my mind is what makes me stop, or it's more of my rear end having a memory of that night and takes control of my leg to hit the brake, as it doesn't ever want to be clinched that tight again. I believe I may have pooped a diamond or two out later that evening.