Originally Posted by boatnut
Just curious...I have a separate insurance policy on my camper. To be honest, i've never read what it covers. Would it cover what some of these road side assitance plans cover?
On another note, my sister and BIL have a 5th wheeler without a separate insurance policy. Their agent told them it was covered by auto insurance while on road and home owners while parked at home.
I only have comp and liability on my trailer, and as you stated, when towing it goes under my auto policy and when parked at home, the liability is on my home owners.
When parked somewhere else the comp covers the act's of god damage and liability in case someone falls down my stairs.
I carry a 1,000,000 umbrella policy on everything, so I am covered up to that amount. (big umbrella since we have a dog, you never know)