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Old 05-16-2016, 10:17 AM   #21
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And he'll probably tow it like that for years- just like thousands of others do- and we'll likely never see a single one of them in an accident. And if we do happen to see one of them in an accident, odds are it will be the fault of the other driver who was texting while driving.
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Old 05-16-2016, 10:18 AM   #22
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And he'll probably tow it like that for years- just like thousands of others do- and we'll likely never see a single one of them in an accident. And if we do happen to see one of them in an accident, odds are it will be the fault of the other driver who was texting while driving.
Even if you are 100% not at fault, I wager the insurance company and the police will not look too kindly on you and your overweight vehicle.
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Old 05-16-2016, 10:20 AM   #23
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Even if you are 100% not at fault, I wager the insurance company and the police will not look too kindly on you and your overweight vehicle.
Will they even know? Unless a commercial rig is involved highly unlikely a DOT investigation would be done.
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Old 05-16-2016, 10:28 AM   #24
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But...

The (truck and or trailer) dealer said it would be ok. . .
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Old 05-16-2016, 10:35 AM   #25
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Even if you are 100% not at fault, I wager the insurance company and the police will not look too kindly on you and your overweight vehicle.
Let me get this straight:

Driving under the influence. Illegal. Have a wreck. Insurance pays. Speeding. Illegal. Have a wreck while speeding. Insurance pays. Run a red light. Illegal. Have a wreck. Insurance pays. Exceed the GVWR sticker on a vehicle. Shown to be illegal in very few places-Iffy in some-No info on most-Very hard to prove after a wreck(I was told this by a retired LEO that actually works as an accident investigator now). Have a wreck. Insurance doesn't pay.

Sound about right???
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Old 05-16-2016, 10:45 AM   #26
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I never said your insurance wouldn't pay but IF it is discovered you are overweight there MAY be repercussions in the form of fines and surcharges just like the guy who speeds or runs a red light.
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Old 05-16-2016, 11:27 AM   #27
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The legal concern would be IF you were at fault and there serious injuries, a lawyer would make a big case out of it.


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Old 05-16-2016, 12:05 PM   #28
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The legal concern would be IF you were at fault and there serious injuries, a lawyer would make a big case out of it.


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And that is my concern. It isn't the insurance coverage... it is the house, vehicles and savings I could lose from a potential lawsuit if I was in an accident and over weight. That and only that is the reason I won'the overload my truck. Has nothing to do with whether the truck can handle the extra 500 or 1,000 pounds towing.
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Old 05-16-2016, 12:17 PM   #29
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What about trucks running tunes or deletes? Could case be made a owner modification for excessive horsepower caused the accident and was the reason why?
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Old 05-16-2016, 01:08 PM   #30
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What about trucks running tunes or deletes? Could case be made a owner modification for excessive horsepower caused the accident and was the reason why?
What about lifts and large tires? VERY easy to make a case that those adversely affect handling and braking capabilities. Basically every wreck that has ever happened SOMEONE did something they shouldn't have or didn't do something they should have. Yet, it's very rare to hear of someone getting sued. Usually it's an insurance case and that's it. If you are extremely wealthy or are hauling for a company, you are more apt to be sued. However, if you're an average American worth less than a few hundred thousand in total net worth, it's VERY unlikely that a lawyer will waste his or her time with you. I guess sometimes it pays to be broke!!!
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