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Old 06-07-2012, 09:36 PM   #1
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Well, Hail......

Went to the storage lot today to get the TT for a washin, install battery switch and fridge fans. Walked up to the unit and one of the yellow marker light lenses was on the ground in three pieces. Looked up at the front of the unit and saw where the lens came from AND a whole lot of dimples. Down the curb side (door) was dimple city. Holy crap. Mother Nature strikes again. The whole curb side is dimpled. Nothing big, just a nice selection of marble and smaller size dings. The top of the front has its share also. Ring-ring, hello insurance agent. Well, here we go. From what I can see the only "fix" is replacing the whole one side and top front and I would guess that would be at the factory. Haven't seen too many TT body shops around. Oh well, it happens. At least it got a good bath, battery disconnect installed and fridge fans in place. Tried to take pics of the dimples but too much sun. Have a pic of the battery switch. Has anyone had to deal with hail damage and what was the end result. Since it was bought in March I'm totally undecided on what approach to take. Not crazy about them tearing it apart and putting it back together again. Makes me very nervous.
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Old 06-07-2012, 09:52 PM   #2
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If it does go back to the factory, rest assured that they do a good job. Usually with extras, too (I gather from the folks that have posted their experiences).

Sorry to hear this, though, and I wish you well.
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Old 06-12-2012, 10:28 PM   #3
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Phone call from the adjuster today. Told him I had talked to my dealer and they said bring it out and they would work up an estimate. He said take it to them, he already has one out there for the same thing and they will get him the estimate. Here we go. They told me they have handled several hail damage repairs over the years and have pretty good experience with panel and roof work. I hope, being it's barely three months old.
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Old 06-12-2012, 11:00 PM   #4
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One of the many reasons I have mine at home where I can keep an eye on things..
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Old 06-14-2012, 11:11 PM   #5
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That would be the answer if I had room. Townhome Took the unit to the dealer for an estimate, emailed photos to the adjuster. In the works now. Dealer said the options are keep the money and leave it alone, some negative aspects to that one, damage later??, only 3 months old, etc. Or dealer will take my trailer and insurance payment and get me a new 2013 to replace mine. I can order it if I want and make changes if I want. Might have to think on that one a little. If it was 3 or 4 years old it wouldn't be any choice. Take the money and run. But I don't want a brand new trailer with dimples and the insurance coverage changes under those conditions. Hmmmm.
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Old 06-15-2012, 12:52 AM   #6
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Quote:
Originally Posted by Bttravel View Post
That would be the answer if I had room. Townhome Took the unit to the dealer for an estimate, emailed photos to the adjuster. In the works now. Dealer said the options are keep the money and leave it alone, some negative aspects to that one, damage later??, only 3 months old, etc. Or dealer will take my trailer and insurance payment and get me a new 2013 to replace mine. I can order it if I want and make changes if I want. Might have to think on that one a little. If it was 3 or 4 years old it wouldn't be any choice. Take the money and run. But I don't want a brand new trailer with dimples and the insurance coverage changes under those conditions. Hmmmm.
That's a tough decision to make. Please keep us updated if you don't mind.

Take care,
Terier
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Old 06-22-2012, 10:40 PM   #7
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Update: Got the estimate from my RV dealer, $7377.00 But didn't really surprise me that much. So, here's the options. First off I will not have it torn apart and repaired. I can take the money, pay the balance and keep the unit as is, however, any future insurance claims will only pay above that amount. If I have a $3000 claim for something I get nuthin! If I have a $10,000 claim they deduct the $7377 from the $10,000. Ouch That would be a little rough to handle. If I have no further claims it's a good deal. OR my dealer will take my trailer and the insurance check and put us in a new 2013 just like I have and I can make a few changes if I want. I'm slightly leaning towards the new one since this mine was new last March. If anyone has been or would like to give me their thoughts, (put yourself in my place, by the way the $7000 would pay it off) and let me know what YOU would do. And why. Are you a risk taker or not. Happy camping and looking forward to hearing from everyone........well, not everyone. I'd be here all night.
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Old 06-22-2012, 10:47 PM   #8
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The first two options are taking a chance so I would lean towards the last option too. This option will make "you whole again" in the world of TV court.

Regardless of what anyone has to say remember you are the one that has to live with your choice.



Take care,
Terier
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Old 06-22-2012, 10:50 PM   #9
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Sorry for your trouble, but if it was me I'd take the new trailer. No future problems selling it, no Insurance problems, and peace of mind that it might have hidden damage.

Look for covered storage.
My $.02
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Old 06-22-2012, 10:53 PM   #10
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I had hail damage in early March, I bought my 2011 unit in Jan new. Claim was 6500. for new roof, two roof domes and new awning. I still owned about 16K, so I had it repaired. Good choice so far. I also had damage to my truck, also repaired and roof of home. All three claims were about 22K.
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