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Old 10-28-2015, 02:09 PM   #11
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Geico - 187/year on a Wildwood X Lite - 281QBXL in NJ
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Old 10-28-2015, 02:25 PM   #12
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We originally had National General (Good Sam) on our Lexi. Rate was $480 yearly. At the end of second year, rate went up to $675, for no reason. No claims filed, and was prompt with yearly payment.
Contacted Nat Gen rep, who stated it was an across the board rate increase. Told them I was going to cancel, and all of a sudden my rate dropped to $560, cause I was a "good customer".
Got a quote from Progressive for $440 for even better coverage than I originally had with Nat Gen. Went with Progressive. Contacted Nat Gen, told them I was not going to renew. They then told me that I could renew my Nat Gen policy, and that they would beat the Progressive quote.
I laughed so hard I almost piddled in my shorts. Told them they could take their policy and stick it up where the sun don't shine.
Bottom line, just shop around with several decant company's, and if your rates go up, just switch.
Grumpy
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Old 10-28-2015, 02:33 PM   #13
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Location: iowa
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Have 2015 cc 5th wheel. Go want 1995.00 a yr. Now have Safeco for 540.00/yr.
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Old 10-28-2015, 02:41 PM   #14
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The FR3is a motor home,unfortunately more expensive to insure.
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Old 10-28-2015, 05:06 PM   #15
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insurance

We have farm bureau and we had a hail storm in april and it ruined our air conditioner,broke lights,put holes in the roof and cracked vents our agent just told us to take it to the rv place of our choice and have them estimate the damage and send her a detailed page with costs,it was approved and the roof,air conditioner and all the others were fixed and we had our unit back repaired in a few short weeks....
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Old 10-28-2015, 07:52 PM   #16
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Best is national interstate.they Specialize in rv'ers and I have never been able to beat their price in 11 yrs. they paid promptly and fairly when we lost our FW in a 2013 flood. Call them. Our rv, belongings and truck are all covered
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Old 10-28-2015, 10:31 PM   #17
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State Farm- $360/year with $500 deductible on 2015 Avenger 27'
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Old 10-28-2015, 10:46 PM   #18
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We have progressive and have never had any problem.

COMP $1,000 DED TOTAL LOSS REPLACE/PURCHASE PRICE $234.00
(SEE POLICY FOR DETAILS)
COLL $1,000 DED TOTAL LOSS REPLACE/PURCHASE PRICE $61.00
(SEE POLICY FOR DETAILS)
MEXICO COVERAGE INCL
FIRE DEPARTMENT SERVICE $1,000 INCL
EMERGENCY VACATION EXPENSE $750 LIMIT INCL
VACATION LIABILITY $10,000 INCL
Premium by Vehicle $295.00
Automobile Burglary/Theft Prevention Fee $2.00
Total Policy Premium $297.00
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Old 10-28-2015, 10:50 PM   #19
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Quote:
Originally Posted by kho6658 View Post
We have progressive and have never had any problem.

COMP $1,000 DED TOTAL LOSS REPLACE/PURCHASE PRICE $234.00
(SEE POLICY FOR DETAILS)
COLL $1,000 DED TOTAL LOSS REPLACE/PURCHASE PRICE $61.00
(SEE POLICY FOR DETAILS)
MEXICO COVERAGE INCL
FIRE DEPARTMENT SERVICE $1,000 INCL
EMERGENCY VACATION EXPENSE $750 LIMIT INCL
VACATION LIABILITY $10,000 INCL
Premium by Vehicle $295.00
Automobile Burglary/Theft Prevention Fee $2.00
Total Policy Premium $297.00
After posting realized I had Mexico coverage. Maybe I can save some money. I won't ever be taking my TT to Mexico.
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Old 10-30-2015, 02:43 PM   #20
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Location: In my 36CKTS 5th Wheel
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GEICO less than Good Sam

I just took delivery of my Truck and will pick up my new 5th wheel in January. In comparing all insurance costs, and talking to all the reps at the recent Hershey RV show, it came out GEICO was the least expensive. However, I am not confident GEICO knows much about RVs, especially how to tow my 8 ton 5th wheel to the service station. Plus, just a few months ago, GEICO made an unauthorized charge of $13.00 on my umbrella policy. I had to get the Insurance Commissioner of the State of Maryland involved to get my $13.00 back, even though GEICO congratulated me on being a loyal customer for 40 continuous years.

I went with Good Sam because I feel confident they can handle my tow vehicle and 5th wheel should a problem arise. I will reevaluate in a year.
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