Who's got the best insurance for the best price?

[Tuskstar]

Getting a quote from farm bureau. Any ideas on who carries the best at the best price. 2014 flagstaff 8528ikws.

[whj469]

Good Sam, if your RV is financed they offer replacement value. Some of the auto policy add on pay ACV which can be a lot less. Good Luck

[Witch Doctor]

I have a writer attached to my car and truck policy, checked GS and others mine was best through AARP Harford. I always check, but being on with my auto they all have the same coverage, then get a discount

[Tfort]

Originally Posted by Tuskstar

Getting a quote from farm bureau. Any ideas on who carries the best at the best price. 2014 flagstaff 8528ikws.

Thats who I have and it was the cheapest and it has been great so far.


2000 F250 CC 4x4 7.3L diesel

15 Salem Hemisphere Lite356QB

[Brewhedd]

Don't know about the cheapest but I have Progressive. They were quick to evaluate the claim and pay. My premium is 400 for a new 2702ss Forest River Rockwood.

[glendodom]

Originally Posted by whj469

Good Sam, if your RV is financed they offer replacement value. Some of the auto policy add on pay ACV which can be a lot less. Good Luck

Echo the Good Sam. I have checked various other companies of adding it to existing vehicle policy and Good Sam has beat all of them out on Trailer insurance. On the flip side they didn't do as well on my other vehicle pricing but their rate warranted me continuing with Good Sam for the fifth wheel for coverage at best price.

[muddyrode]

i have iowa mutual cost me about 425 a year for the wildcat i just got a quote from GS they wanted 800+ for the same

[erniemary]

We use Geico. Have a 2015 FR3 and 2012 Nissan on policy-full coverage on both about $480/6MOS. Good Sam quoted us about 60% more.

[tomrob1161]

Check out Liberty Mutual. My insurance on my 2013 Rockwood, Sig. Ultra Light 8315BSS is $142.00 year, just renewed through 10/15/2016

[mdstudey]

I use Progressive. They may be a little bit higher, but are easy to work with. Just got the insurance for our new 23bd Greywolf, so we have not had to use it there. We did have to use them last January though when a red light runner smashed into my husband totaling the car (no injuries). They even got all over the other 2nd rate (never heard of) insurance when they did not pay us for expenses incurred.

[stantyszka]

Geico - 187/year on a Wildwood X Lite - 281QBXL in NJ

[grumpy0374]

We originally had National General (Good Sam) on our Lexi. Rate was $480 yearly. At the end of second year, rate went up to $675, for no reason. No claims filed, and was prompt with yearly payment.
Contacted Nat Gen rep, who stated it was an across the board rate increase. Told them I was going to cancel, and all of a sudden my rate dropped to $560, cause I was a "good customer".
Got a quote from Progressive for $440 for even better coverage than I originally had with Nat Gen. Went with Progressive. Contacted Nat Gen, told them I was not going to renew. They then told me that I could renew my Nat Gen policy, and that they would beat the Progressive quote.
I laughed so hard I almost piddled in my shorts. Told them they could take their policy and stick it up where the sun don't shine.
Bottom line, just shop around with several decant company's, and if your rates go up, just switch.
Grumpy

[Mahlstedtd]

Have 2015 cc 5th wheel. Go want 1995.00 a yr. Now have Safeco for 540.00/yr.

[erniemary]

The FR3is a motor home,unfortunately more expensive to insure.

[sunnyinfla]

We have farm bureau and we had a hail storm in april and it ruined our air conditioner,broke lights,put holes in the roof and cracked vents our agent just told us to take it to the rv place of our choice and have them estimate the damage and send her a detailed page with costs,it was approved and the roof,air conditioner and all the others were fixed and we had our unit back repaired in a few short weeks....

[Rvlovers]

Best is national interstate.they Specialize in rv'ers and I have never been able to beat their price in 11 yrs. they paid promptly and fairly when we lost our FW in a 2013 flood. Call them. Our rv, belongings and truck are all covered

[rhino_160]

State Farm- $360/year with $500 deductible on 2015 Avenger 27'

[kho6658]

We have progressive and have never had any problem.

COMP $1,000 DED TOTAL LOSS REPLACE/PURCHASE PRICE $234.00
(SEE POLICY FOR DETAILS)
COLL $1,000 DED TOTAL LOSS REPLACE/PURCHASE PRICE $61.00
(SEE POLICY FOR DETAILS)
MEXICO COVERAGE INCL
FIRE DEPARTMENT SERVICE $1,000 INCL
EMERGENCY VACATION EXPENSE $750 LIMIT INCL
VACATION LIABILITY $10,000 INCL
Premium by Vehicle $295.00
Automobile Burglary/Theft Prevention Fee $2.00
Total Policy Premium $297.00

[kho6658]

Originally Posted by kho6658

We have progressive and have never had any problem.

COMP $1,000 DED TOTAL LOSS REPLACE/PURCHASE PRICE $234.00
(SEE POLICY FOR DETAILS)
COLL $1,000 DED TOTAL LOSS REPLACE/PURCHASE PRICE $61.00
(SEE POLICY FOR DETAILS)
MEXICO COVERAGE INCL
FIRE DEPARTMENT SERVICE $1,000 INCL
EMERGENCY VACATION EXPENSE $750 LIMIT INCL
VACATION LIABILITY $10,000 INCL
Premium by Vehicle $295.00
Automobile Burglary/Theft Prevention Fee $2.00
Total Policy Premium $297.00

After posting realized I had Mexico coverage. Maybe I can save some money. I won't ever be taking my TT to Mexico.

[Scheinin]

I just took delivery of my Truck and will pick up my new 5th wheel in January. In comparing all insurance costs, and talking to all the reps at the recent Hershey RV show, it came out GEICO was the least expensive. However, I am not confident GEICO knows much about RVs, especially how to tow my 8 ton 5th wheel to the service station. Plus, just a few months ago, GEICO made an unauthorized charge of $13.00 on my umbrella policy. I had to get the Insurance Commissioner of the State of Maryland involved to get my $13.00 back, even though GEICO congratulated me on being a loyal customer for 40 continuous years.

I went with Good Sam because I feel confident they can handle my tow vehicle and 5th wheel should a problem arise. I will reevaluate in a year.