Originally Posted by donn
I guess it all boils down to how much is it worth to you sitting along side the road for a few hours waiting for a tow truck to haul your damaged trailer. And how much is a ruined vacation worth? A grand for marginal tires or 2500 for peace of mind. Your choice.
With a thought process like that, why bother leaving the house at all. I mean, an asteroid could crash into you while going down the highway
In the real world, things are going to happen. It's Murphy's Law at its finest. You could "invest" in that $2500 set of tires and wheels, and have a nail, sharp rock, or such leave you in that same situation while the guy that didn't, and many the others that haven't, go on without issue.
While I agree that it is best to mitigate as many problems as possible, some people just don't have the means to do so. You wouldn't tell someone on minimum wage with a rusty 1992 Ford Tempo without airbags or ABS "You're nuts to drive that unreliable car without airbags and ABS! You should buy a new car" For many, you do your best with what you have and make it work. A used TPMS for, give or take, $200 will help a person without that couple grand get along with their setup.
In the end, leave the fear mongering to the insurance companies and the government. That's what they sell. For the rest of us...
PS: No offense to the insurance agents out there.