We've got the extended coverage and it is a bargain.
One policy covers cars, motorcycles, and TT. They will come and tow for an extended distance should I request it. Choice is mine.
It even covers me if I am riding with someone else as a passenger.
I would never use the roadside coverage included in our vehicle insurance policy as it could result in a negative claim history.
I don't want something ending up on my CLUE that shouldn't be there.
BTW..... Google CLUE and you will be wiser if you don't know what it is.
Next, order the free CLUE report and you will be wiser still.