Shopping for A Frame -- questions

[Pooneil]

Originally Posted by gt40

How about insurance? I haven't looked into it yet, but was wondering what kind of coverage and approximately how much for a six month comprehensive policy similar to a car policy or will your auto policy include the A-Frame?

Comprehensive from State Fare was something like $90 fro six months. Liability ois covered by your auto insurance and theft is covered by your homeowners insurance.

[gt40]

Thanks Tom this gives me an idea of what to ask my insurance company.

[Pooneil]

Let me clarify. When I say theft, I mean theft of property in the trailer.

My agent told me that damage to personal property in case of an accident or other loss was covered under the comprehensive. It is complicated. Every state has different insurance rules, always check with your agent and ask for an explanation of every type of insurance you can buy related to the camper. Sometimes the clerks don't work for you as hard as they should.

[Jeep4Two]

I've seen a lot of posts that seem to indicate an annual policy (comprehensive) running around $100. I pay about that through Progressive.

My coverage includes full replacement cost or cash payout of purchase price for the first 5 years, the replacement cost after 5. Comprehensive coverage and $2000 personal property coverage (no deductible) for theft.

In Ky, the trailer is covered by your tow vehicle policy when hitched up in the road, so if you have full coverage you are good while towing.

As others have said. Start by talking to you insurance company as the laws vary, as do how companies deal with RV's.