Reply
 
Thread Tools Display Modes
Old 04-25-2014, 10:27 AM   #31
Senior Member
 
Join Date: Mar 2014
Location: Iowa
Posts: 147
Comprehensive coverage on my new 2014 A122BH was only around $200/year through State Farm. I wouldn't pull it off the lot without it!
__________________

__________________
2014 Rockwood A122BH
2017 Nissan Pathfinder
bensinc is offline   Reply With Quote
Old 04-25-2014, 10:39 AM   #32
Senior Member
 
Orion's Avatar
 
Join Date: Oct 2013
Location: Texas
Posts: 172
Quote:
Originally Posted by bensinc View Post
Comprehensive coverage on my new 2014 A122BH was only around $200/year through State Farm. I wouldn't pull it off the lot without it!
Wow, I am paying a bit more than that with Bluesky, but I have very good coverage add-ons also IMO and this is a big trailer... I had read that State Farm would likely be high and so I didn't go to them.

$876 a year for:
  • Comprehensive $500 deduct
  • Collision $500 Deduct
  • Diminishing Deduct Comprehensive and Collision
  • Replacement/Purchase Price Coverage
  • Total Loss Deduct Buyback
  • Depreciation Buy Back
  • Personal Effects $3,192
  • Vacation Liability $10,000
  • Emergency Expense $750
__________________

__________________
2017 Flagstaff FLT21DS
2011 Tundra Platinum, 5.7l, 2WD, Firestone bags...
Orion is offline   Reply With Quote
Old 04-25-2014, 10:40 AM   #33
Senior Member
 
Join Date: Mar 2014
Location: Iowa
Posts: 147
I think you have a lot more camper than I do!
__________________
2014 Rockwood A122BH
2017 Nissan Pathfinder
bensinc is offline   Reply With Quote
Old 04-25-2014, 10:40 AM   #34
Senior Member
 
Join Date: Jul 2013
Location: Roxboro, NC
Posts: 267
Quote:
Originally Posted by KristenDavid208 View Post
Called agent. Car policy doesn't cover trailer. And we do not have trailer insurance. Lesson learned!

Sent from my XT907 using Forest River Forums mobile app
You can get a rider on your auto insurance that will cover any trailer that is behind your TV.
I chose to go with good sam insurance I think it was about 400 per year to cover a 07 42 ft 5er. When I had my blow out it covered 100% service charger for the tire changers and would have covered the fender skirt after the deductible. Choose not to cover the skirt because the skirt was cheaper than the deductible.

Sent from my SCH-I545 using Forest River Forums mobile app
__________________
2007 GMC 2500 Duramax Crew Cab LB
2008 5th Wheel Cardinal 36LE
R Whitlow is offline   Reply With Quote
Old 04-25-2014, 10:58 AM   #35
Senior Member
 
Join Date: Sep 2010
Posts: 1,702
Quote:
Originally Posted by KyDan View Post
I still say it's worth another phone call.

Your car insurance only covers damage to others caused by the trailer, not damage to the trailer.
__________________

2011 Flagstaff 831FKBSS
2010 F250 4X4 5.4L 3.73 LS
EQUALIZER E4 1200/12000
lbrjet is offline   Reply With Quote
Old 04-25-2014, 12:43 PM   #36
Senior Member
 
Join Date: Mar 2013
Location: Houston, TX
Posts: 1,728
Quote:
Originally Posted by mlong View Post
In PA, I found that TT insurance is not required by law. I find that hard to believe.


The government does not and should not require us to insure our personal casualty loss on our own property. It is a personal financial choice.
__________________
Tom

2012 Rockwood A122S
2008 Toyota Tundra Double Cab 4X4

Former owner of a 2002 Coleman Niagara GTE
Pooneil is offline   Reply With Quote
Old 04-25-2014, 01:51 PM   #37
Member
 
KristenDavid208's Avatar
 
Join Date: Nov 2011
Location: Sarasota Florida
Posts: 48
Just called and our dealer is no longer in business. Anyone have the number for Forest River customer service?

Sent from my XT907 using Forest River Forums mobile app
__________________
KristenDavid208 is offline   Reply With Quote
Old 04-25-2014, 02:24 PM   #38
Senior Member
 
Join Date: Jun 2011
Location: Milford, MA
Posts: 441
As others have said, unless you have specific coverage for the trailer, the only insurance coverage you have is the liability/collision insurance which pays for damage you cause to others regardless if what you are driving. It's not vehicle specific, it's about covering your liabilities.



If you want your investment (the camper) to be insured, you have to buy insurance for the investment. Otherwise, nobody would buy insurance right? You don't get coverage for free.
__________________
2011 A-122
rawlus is offline   Reply With Quote
Old 04-25-2014, 02:29 PM   #39
DDC
Senior Member
 
DDC's Avatar
 
Join Date: Sep 2011
Location: Komoka Ontario
Posts: 2,363
Even if you have insurance they almost always try to slither their way out of paying, you never actually know what coverage you have until you need it and by then it is too late, as a late friend use to say "they are in business to collect premiums to pay their legal department to fight the customer who is paying the premium".
__________________
"Well that didn't go as expected"
2015 Chev 2500HD Highcountry Duramax
Cedar Creek Silverback 33IK
Donald&Casey cairn terrier
Rest in Peace Mary my darling wife.
Scottish by birth Canadian by time.
DDC is offline   Reply With Quote
Old 04-25-2014, 03:03 PM   #40
Senior Member
 
Rebel702's Avatar
 
Join Date: Jul 2011
Location: Las Vegas, NV & Joplin, MO
Posts: 356
Forest River, Inc.
Corporate Office
PO Box 3030
55740 County Road One
Elkhart, IN 46515-3030
Phone (574) 389-4600

If you signed up for the extended warranty w/ FR you might argue that their "cheap ***** tires" caused this and declare for warranty. Otherwise sue in civil court. My Trail Express tires blew and caused $2500 in damage, covered by my insurance. But I immediately pulled the remaining TExp tires which were just 1 year old. Many examples on the forum to support a court claim. Also, file incident report with National Safety Board.
__________________

__________________

Rockwood Windjammer 3002W (11/10/2011)
2011 Sierra Denali HD - Duramax/Allison
EQ-4, 14,000/1,400
2006 Yukon Denali
Rebel702 is offline   Reply With Quote
Reply

Tags
cover, tire

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off



» Virginia Campgrounds

Reviews provided by




ForestRiverForums.com is not in any way associated with Forest River, Inc. or its associated RV manufacturing divisions.


Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -5. The time now is 02:47 AM.