I've driven with the bunk down a couple of times. It's safe. Only problem you might run into is hitting your head when exiting driver or passenger seat. 😫
And with our 28DS it doesn't stay up on magnets while going down road anyways. Only problem with it down is hitting your head when you get out of either front seat.
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2016 FR3 28DS
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2015 Forest River Forrester Class C2250