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04-19-2015, 09:52 AM
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#1
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Senior Member
Join Date: Oct 2011
Posts: 363
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Insurance?
Who are you using for your FR3 and how much are you paying? We're thinking of pulling the trigger this week so any more input I can get the better prepared we will be. (Calling my State Farm agent and Good Sam on Monday for quotes also).
Also, what about property taxes...if you have those?
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04-19-2015, 10:00 AM
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#2
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Senior Member
Join Date: May 2014
Location: SO CAL
Posts: 495
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Good Sam, $1,067, no property tax.
Sent from my iPhone using Forest River Forums
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04-19-2015, 10:00 AM
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#3
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Senior Member
Join Date: Sep 2013
Location: Idaho
Posts: 9,839
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State Farm, home, auto, RV.
The FR3 is a Motorhome, SF does autos well.
__________________
2016 F350 6.7L LB CC Reese 28K 2014 Chaparral Lite 266sab
"Those who would give up essential Liberty, to purchase a little temporary Safety, deserve neither Liberty nor Safety." 2014 19 days camping 2015 17 days camping201620 days camping
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04-19-2015, 10:12 AM
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#4
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Senior Member
Join Date: Oct 2011
Posts: 363
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we use State Farm for everything right now, just wondering about alternatives and total replacement coverage.
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04-19-2015, 10:14 AM
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#5
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Senior Member
Join Date: Feb 2015
Posts: 580
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Farmers insurance full full coverage $810.00 per year
JeNNY (2015 FR3 / 30DS)
2000 Jeep TJ Moab Rock Crawler
2013 Jeep JK
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04-19-2015, 10:52 AM
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#6
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Senior Member
Join Date: Mar 2014
Posts: 165
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Progressive under 1000.00
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04-19-2015, 01:16 PM
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#7
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HAPPY WHEN RV'ING
Join Date: Oct 2013
Location: Southern California
Posts: 646
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Insurance?
Good Sam. We pay under $800/yr. The underwriter is Alliance. Very good rates. Depending on your deductible. Best to call through GS #.
It's a motorhome, not a house. You should not have any property taxes.
Sent from my iPad using Forest River Forums
__________________
Smooth Roads, and, Drive 'em Safe
Curt & Isabel, & 9er (our Goldendoodle)
2014 Forest River FR3 30DS (Beasty)
2014 Honda CRV EX-L (toad)
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04-19-2015, 02:16 PM
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#8
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Senior Member
Join Date: Oct 2011
Posts: 363
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We have personal property taxes on all registered vehicles in Virginia
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04-19-2015, 02:26 PM
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#9
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HAPPY WHEN RV'ING
Join Date: Oct 2013
Location: Southern California
Posts: 646
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Insurance?
Wow KJ. That sucks.... :-(
Sent from my iPad using Forest River Forums
__________________
Smooth Roads, and, Drive 'em Safe
Curt & Isabel, & 9er (our Goldendoodle)
2014 Forest River FR3 30DS (Beasty)
2014 Honda CRV EX-L (toad)
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04-19-2015, 05:19 PM
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#10
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Left Coast
Join Date: Dec 2014
Location: vancouver,washington
Posts: 15,649
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Quote:
Originally Posted by KJcachers
We have personal property taxes on all registered vehicles in Virginia
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MOVE? 
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04-19-2015, 05:32 PM
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#11
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Senior Member
Join Date: Oct 2011
Posts: 363
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Not yet.
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04-19-2015, 07:28 PM
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#12
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Senior Member
Join Date: Oct 2014
Location: Maurertown VA
Posts: 154
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Progressive through usaa, $750 a year includes next year replacement for 3 years.
__________________
MSG (Ret)
U.S. Army
Active-duty 66-92
2015 FR3 30DS
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04-19-2015, 07:55 PM
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#13
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Junior Member
Join Date: Apr 2015
Location: full time wheeler
Posts: 3
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Check out Progressive. They sell coverage for full timers and at a very reasonable rate. Just renewed for 2nd year and cost was less (<$700). Our RV dealer recommended them because of their experience when fileing claims. Bought ours through AAA.
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04-20-2015, 08:04 AM
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#14
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Senior Member
Join Date: Aug 2013
Location: Florida & Minnesota
Posts: 116
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State Farm here, too. Since the coach is past it's 12 month warranty I've also gone for the Good Sam extended coverage.
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06-13-2015, 04:10 PM
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#15
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Member
Join Date: Jun 2015
Posts: 66
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Allied Insurance, $685/yr $500 deduct, $5K personal contents
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06-13-2015, 06:12 PM
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#16
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Senior Member
Join Date: Aug 2013
Location: Cave Creek, AZ
Posts: 122
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New Jersey Manufacturers
2014 FR3 30DS In New Jersey
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06-13-2015, 07:22 PM
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#17
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Senior Member
Join Date: Oct 2014
Location: Maurertown VA
Posts: 154
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Virginia personal property tax for RV is $3.50 per $100 appraised value. Yeah it sucks.....
__________________
MSG (Ret)
U.S. Army
Active-duty 66-92
2015 FR3 30DS
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06-13-2015, 08:50 PM
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#18
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Left Coast
Join Date: Dec 2014
Location: vancouver,washington
Posts: 15,649
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Here in Wash., if you buy a tool, say from Snap-on, you pay tax...at the end of year, you get to pay personal property tax. And, sales tax thru-out year....Oregon just has state income tax, once a year.
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06-14-2015, 11:54 AM
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#19
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Senior Member
Join Date: Aug 2014
Location: Spirit Lake, ID
Posts: 165
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Country Companies, $680/yr includes 1 million liability rider. Contents covered under home owners at full replacement cost.
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