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04-17-2018, 11:07 AM
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#1
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Member
Join Date: Mar 2018
Location: Midtown Mobile
Posts: 56
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Rv Insurance
Hello Everyone!
I looking for insurance again and wanted to know how everyone felt about Good Sam insurance. I am shocked how the prices vary from company to company. I also have an Audi Convertible that I am including in my quotes and can't believe the differences. I'm considering going with Good Sam as they are $700 cheaper than my currant insurance with a lessor deductible and I will have full replacement on the FR3 28DS.
Any thoughts?
Thanks for any replies!
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04-17-2018, 12:39 PM
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#2
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Junior Member
Join Date: Apr 2018
Posts: 14
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I don't have any experience with that company but I know our 2014 30ds is a little over $800/6mo for 2 early 30's adults with 100/300/100 $500 ded. and all the other goodies. But with 9 vehicles on the policy we get some discounts...
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04-17-2018, 06:09 PM
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#3
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Senior Member
Join Date: Mar 2017
Location: Huntsville, Al
Posts: 273
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Check out GEICO. I have my 2016 30DS insured with them for just over $800/yr.
__________________
Chuck & Donna
U.S. Army - Retired
2019 Georgetown GT5 31R5 w/2016 Chevy Colorado Toad
Days Camped: 2017 - 45, 2018 - 52, 2019 - 70, 2020 - 32, 2021 - 16
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04-17-2018, 06:20 PM
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#4
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Senior Member
Join Date: Jan 2018
Location: Summit Township
Posts: 884
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Since I am in a different state my rate more than likely would vary in your state. We insure with Foremost for our 2019 Hemisphere 272RL and pay $575 a year. Not sure if they cover auto.
__________________
2019 Hemisphere 272RL
2015 Ford F250 6.2L
2005 Jayco Bantam Flier
Hensley Hitch
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04-18-2018, 10:54 PM
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#5
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Member
Join Date: Oct 2013
Posts: 65
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Progressive for my 32DS is ~$800 a year.
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04-19-2018, 04:26 AM
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#6
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Member
Join Date: Sep 2017
Location: Cape Coral
Posts: 58
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yes. we are happy with them, we have good sam on all our vehicles. the great thing that they have over most if the 5 year replacement. in the first 5 yrs if you have a total loss they replace it with the current year coach. make sure you confirm it though.
daughter banged her car up and there were on it quickly
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2018 FR3 30DS
1997 and 2018 Wrangler
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04-19-2018, 02:49 PM
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#7
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Senior Member
Join Date: Apr 2015
Posts: 104
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That insurance is too damn high!
Progressive 2018
385.00 year
3rd continuous year renewal
persistence discount
deductible discount of 1/2 of amount per year of no claims
112.00 year - 2500.00 to 10000.00 replacement cost coverage upgrade for the costly 8X12 enclosed "custom deluxe" motorcycle trailer
I'd be shopping around with possible lower cost option.
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04-20-2018, 08:43 PM
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#8
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Junior Member
Join Date: Aug 2016
Posts: 24
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Quote:
Originally Posted by repsolgamma
That insurance is too damn high!
Progressive 2018
385.00 year
3rd continuous year renewal
persistence discount
deductible discount of 1/2 of amount per year of no claims
112.00 year - 2500.00 to 10000.00 replacement cost coverage upgrade for the costly 8X12 enclosed "custom deluxe" motorcycle trailer
I'd be shopping around with possible lower cost option.
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what model and year mh
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2017 FR3 32DS
6 x 12 moto x trailer
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04-20-2018, 08:53 PM
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#9
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Senior Member
Join Date: Apr 2015
Posts: 104
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2014 ds25
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04-21-2018, 05:49 AM
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#10
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"On the road again"
Join Date: Feb 2012
Location: Parker County Texas
Posts: 1,152
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I switched to BAD Sam (horrible decision) one year...RV, cars, etc. Great rate the first year...crept up the next two years about 15% per year, then I had one $1,200 claim. The following year it QUADRUPLED for all my vehicles and I dropped them like a rock.
I'd never consider them, but...that's just from my own experience. You experience may vary.
__________________
Robert & Estha Shiflet
Georgetown XL 378TS
Jeep Gladiator Willys Tow Vehicle
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04-21-2018, 07:40 PM
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#11
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Senior Member
Join Date: Dec 2012
Posts: 350
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Quote:
Originally Posted by Papaduck
Check out GEICO. I have my 2016 30DS insured with them for just over $800/yr.
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X2 on Geico. They always beat Good Sam premiums by a significant amount. I have Geico insurance for the last five years. I compare rates on an annual basis. As of this years comparison, I will never review the GS rates again.
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04-21-2018, 08:01 PM
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#12
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Senior Member
Join Date: Apr 2017
Location: Jefferson, PA
Posts: 451
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Quote:
Originally Posted by Cabinfever97
Since I am in a different state my rate more than likely would vary in your state. We insure with Foremost for our 2019 Hemisphere 272RL and pay $575 a year. Not sure if they cover auto.
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They cover auto in PA.
__________________
Larry
2014 Ram 3500 Dually 4x4 6.7 Cummins
2017 Sandpiper 378FB
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04-25-2018, 08:33 AM
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#13
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Senior Member
Join Date: May 2016
Posts: 235
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Quote:
Originally Posted by ARS1
I don't have any experience with that company but I know our 2014 30ds is a little over $800/6mo for 2 early 30's adults with 100/300/100 $500 ded. and all the other goodies. But with 9 vehicles on the policy we get some discounts...
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$800 for 6 months!
I'm 28 and use Safeco on our '16 FR3 30DS and pay $800 a year! With no other vehicles on that policy.
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04-25-2018, 08:55 AM
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#14
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Member
Join Date: Mar 2017
Posts: 80
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We are with geico about $800 year on our 16 vibe 313bhs. But we also have 4 vehicles with them and a boat
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04-25-2018, 04:12 PM
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#15
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Member
Join Date: Mar 2017
Posts: 51
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The manager at our local camping world said they have the least problems with the adjusters from Progressive. That swayed me for what it's worth.
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04-25-2018, 06:00 PM
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#16
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Senior Member
Join Date: Apr 2015
Posts: 104
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Insurance cost are directly related to claims made against insurers, and having had four years with no claims has kept our yearly premiums low.
Keeping rates low is a responsibility directly related to our own behaviors, and it is with regret that we had a claim this year.
Our experience with Progressive is excellent.
I suspect we may no longer qualify for the reduced deductibles after 4 years of claim free coverage.
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