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Old 09-24-2016, 09:13 PM   #1
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RV insurance

Who are you buying RV insurance from and how much every 6 months? I am buying from Ameriprise insurance for auto, home and rv. They are raising premium from $900 to $2400 for 6 months period. I've found Good Sam in much cheaper. 16 years with these people.
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Old 09-24-2016, 09:37 PM   #2
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Wow, I use Progressive at about $700/yr with total replacement cost, accident forgiveness. I use Statefarm for my auto insurance but they can't come close. Good Sam is also a good candidate. I shopped Good Sam, Progressive, and State Farm. Progressive had the best plan. This is for a Cedar Creek 33IK 5th wheel.
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Old 09-24-2016, 09:42 PM   #3
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Does the $2400 include all that coverage, home, auto, and RV? We are new to RV ownership, and already had the home and auto coverage with Allstate, and they done offer RV insurance. We got a one year RV policy with Progressive, and the premium is about $600.


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Old 09-24-2016, 09:51 PM   #4
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I am in the 600 range as well. We have liberty mutual for auto and home and when I called to add the RV he told me to call progressive that they couldn't even come close to their rates on RV's. He did quote out for me just to see and it was 900 through liberty mutual.


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Old 09-24-2016, 09:52 PM   #5
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Quote:
Does the $2400 include all that coverage, home, auto, and RV? We are new to RV ownership, and already had the home and auto coverage with Allstate, and they done offer RV insurance. We got a one year RV policy with Progressive, and the premium is about $600.
No it's only 1 car, 1 tacoma and rv. My home is another $450. Good Sam insurance $895 for Tacoma and Forester per year. I'll find on Monday about my home. AARP $987 for auto/rv and $387 for home. AARP and Good Sam would be my choices.
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Old 09-24-2016, 09:54 PM   #6
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We have ours thru The Hartford (AARP), we pay about 1500/yr for our car, truck and trailer. 1000 deductible on car and truck, 500 on trailer with full replacement value.
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Old 09-24-2016, 10:02 PM   #7
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I have the same deductible with The Hartford AARP. With Hartford on motorhome choice I have to select other because they don't have Forest River. Monday, they will have all information about my rv and if the quote still stand as is than I will buy from them. It's the best I've found so far.
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Old 09-25-2016, 08:49 AM   #8
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Political comments deleted by site team. Please keep the topic contained to helping the member with insurance pricing.
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Old 09-25-2016, 08:56 AM   #9
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I pay $191 a year full coverage through progessive, 500 deductible. I thought that was high but maybe not?
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Old 09-25-2016, 09:14 AM   #10
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I just got a quote from Geico for my RV and 1 car for $820/year. I am leaving Liberty Mutual who wanted 720 for the car alone and another 2600 for the RV.
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