Many of us (me included) bought an "extended warranty" from our dealer expecting the "CAR" experience. (NOT FR "extra year" since I did not know they even existed at the time - see the FAQ section)
You know; the one where anything we are not happy about, regardless of cause, gets fixed for free.
I, and nearly all (but not all), are sorely disappointed when the real terms of the contract are actually read. Some actually require the work to be done at the SELLING dealership and you have to beg them to cover a "covered" part while traveling. Going to a same model dealer (like your car) does NOT remove the requirement to get prior permission to get a "warranty" repair from the vendor of the Extended Warranty.
Dealers sell Extended Warranties base on the COMMISSION they get for selling it; NOT the coverage YOU get. This is PURE PROFIT for the dealership/salesman.
Some things are pretty universal and bear CONSIDERABLE watching.
1) They will not pay if it is YOUR mistake that broke it.
1a) If you extend the electric tongue jack or front landing gear with the rear stabs down crushing them on your BRAND NEW camper; it is not covered.
2) If it is covered under the broken item's original warranty
2a) If you blow a tire and damage your camper, you will need to claim under your truck or trailer's collision insurance for body damage. You may need to prove collision with road trash depending on your insurer.
The TIRE is covered by the tire company (MAYBE); the damage may be covered by the trailer's or truck's collision. The tire will only be covered based on age and tread depth by the manufacturer OF THE TIRE; PROVIDED it was proven to be a defect to the manufacturer. To do this you must ship the failed tires to them (NOT FR). You will pay UP FRONT for the shipping, which will be reimbursed IF the tire(s) is defective. NO reimbursement (AT ALL) if the failure was determined by the tire company to be from overloading, speed, underinflation, or road trash.
2b) Even though the roof has a 10 year warranty, ONLY MATERIAL WEAR is covered.
That tree branch you backed into that cut the material is not covered; at all (again try your trailer's collision coverage).
That wall or roof delamination caused by a leak at a penetration (Roof Vent for example) most likely will not be covered because the DEALER did not do the quarterly roof sealing maintenance mentioned in the extended warranty. (Again you may need to contact your auto insurance regards Comprehensive Coverage on your trailer).
2c) Appliances have THEIR OWN coverages and you must deal with them yourself under some Extended Warranty policies.
The original FR one year warranty just covers shipping, handling, and labor getting the appliance to the manufacturer of the failed appliance. Dometic for your fridge, for example; Dometic is on the hook for the fridge ONLY. The manufacturer may have a much longer warranty than 1 year; though some are only for 90 days (FR covers the rest to 1 year).
The Chef microwave in my camper has a 90 day defect warranty, BUT the Magnetron is covered for 10 years.
3) As stated earlier, if your camper is "damaged" your trailer's damage needs to be covered by your auto insurance; NOT your "warranty".
If moving when the damage occurs, you get fixed by your collision coverage.
If parked when the damage occurs, you get fixed by your comprehensive coverage.
If you blow a bearing on the highway, you get towed by your towing coverage and you PAY for the bearing repair (a maintenance item remember). NORMALLY, maintenance items, like brakes, bearings, roof sealing, etc., are not covered items under extended warranties.
Hope this helps with future decisions on extended warranties.
Lou and Laura with Bella - German Short Hair Pointer
2008 GMC Sierra 2500HD Crewcab SB Allison Duramax
2010 Flagstaff 8526RLWS - Superglide 3300
HAM CALLSIGN - KC3FFW