We've had great luck with RVWholesalers. My family has purchased 3 RV's from them in the past 2 years and have been very pleased each time. Rarely any issues and, if there is one, it has always been handled quickly and satisfactorily. As far as the financing goes, you should be able to pay a large portion toward the premium on the first bill or refinance after the first year. Either way, financing with them and saving the money is the way to go, IMHO. Unless you've already been dealing with someone, I highly recommend Kelly Tussing as a salesman. By the way, I was very skeptical buying sight unseen and over the Internet as I am a very cautious consumer, but, once again, have been very satisfied.