Insurance

[journeywife]

Can anyone recommend a really good TT insurance company? We don't have a clue as to how much it would cost in Michigan to insure our 2011 Wildwood 26TBSS during the spring-fall months and we are wondering what people's experiences have been with TT insurance companies-if you have a claim, do they stand by their company or do most TT insurers' leave you out in the cold??

[mtnguy]

We added comprehensive and collision to our Erie policy. The liability is covered under the tow vehicle.

We have ours insured for all year. What if a tree or branch falls on your trailer during the winter ??

I have a friend down the street that has a MH, and wind damaged his awning. Progressive paid for it minus the deductible.

[herk7769]

Camper insurance is very inexpensive; just don't say you camp more than 90 days per year. Rates go way up if you camp more often and they may not cover you at all if you full time.

[Momma Tac]

We have our travel trailer on our auto policy with Nationwide. Three years ago our travel trailer was "rear ended" by a driver that was on probation and had no auto insurance. Our travel trailer was "totalled" and Nationwide paid the claim...no cost to us.

[kbrown1075]

We have Progressive RV insurance on our Flagstaff 26RLS. The renewal sits in front of me and is $411. That is replacement coverage, liability, comprehension, collision, Fire Dept services, Emergency expenses, Vacation Liability, personal belongings, and roadside assistance.

[journeywife]

Thanks for all the info! we plan on putting in storage for the winter months. we do currently have Progressive for auto insurance, so I will start with them for quote.

[kbrown1075]

I have Progressive for autos, ATV, RV, and boat (when I had a boat). I have been most pleased with them over other insurance companies I had in the past.

[DAISY BOYKIN]

National Interstate Ins CO, American Security, Geico and as far as liability Ins. If your TT catches fire and spreads to next door or if some is visiting you in your TT and falls out the door, I don't think your truck liability will pay.

Better be safe than sorry later for not having Liability.

I just got a quote for Geico for a 5VER at 30K, the quote was $259.60 every six months. American Security Ins was $479.00 per year, both were with liability ins. Both quotes was for direct replacement for five years.

[herk7769]

The Tow Vehicle's COLLISION (in no fault states) and COMPREHENSIVE parts of your insurance cover your camper when it is hooked up.

Make SURE you have enough coverage to handle both vehicles. Dropping "comprehensive" to save a few bucks on your older truck could be a huge problem if your camper catches fire while driving down the highway.

No, I do not sell car insurance. I just play one on the internet.

[mtnguy]

Originally Posted by DAISY BOYKIN

If your TT catches fire and spreads to next door or if some is visiting you in your TT and falls out the door, I don't think your truck liability will pay.

Hmmm......I hadn't thought about that. The liability coverage on my truck covers the camper as I am going down the highway, but I didn'tthink about something happening while parked that could cause a lawsuit. I will look into that.

Thanks for pointing that out.