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Old 04-13-2012, 03:01 PM   #1
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How much for insurance?

I just bought a new 21rr and paid Progressive $265 for the year. This is with $1000 deductible on comp and collision, no liability if someone comes to visit and falls out the door etc.

Just wondering if this is in line with others.
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Old 04-13-2012, 03:13 PM   #2
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Your dedutibles seem pretty high to me. Im sure you can get them around the $250-$500 range for not too much more. Also, ask about personal effects coverage. You policy probably comes with $500 to $1000 in personal belongings coverage( or maybe $0). That is usually not nearly enough. Ask them to increase it.

I have a 2012 Salem with 250 comp and collision, emergency roadside service, and $3000 in personal belongings coverage for $380 per year.
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Old 04-13-2012, 03:14 PM   #3
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$21 a month, $250 deductible, roadside coverage, diminishing deductible and full replacement cost.
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Old 04-13-2012, 05:12 PM   #4
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$50 deductable & $5,000 in personal coverage, comp & collison, full replacement for about $38 a month. (Allstate)
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Old 04-13-2012, 05:46 PM   #5
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That's roughly what I was paying with Allstate too. They just kept raising the rates on me over and over again so I finally switched. They kept dangling accident forgiveness at me put it just seemed like they were already charging me for an accident. Now I pay like $100 per year (bundled with my auto policy of course) for my 19RR. I hate switching insurance companies but I felt I had no choice in this case. I hope I never need it.
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Old 04-13-2012, 06:18 PM   #6
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Adding it to my vehicle policy, I paid $100 with a $100 deductable. This was on top of my plates which was about $200 for 6 months.
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Old 04-13-2012, 07:22 PM   #7
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State Farm, $250 deductible, $170 per year.
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Old 04-13-2012, 09:48 PM   #8
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I believe I'll do some shopping.
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Old 04-13-2012, 10:34 PM   #9
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Anybody have USAA?

I asked for full coverage, ended up with comprehensive and collision, said they don't do liability for trailers?
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Old 04-14-2012, 09:13 AM   #10
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I'd love to have usaa it nobody is active anymore so I'm out. Does that help any? Lol.
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