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Old 06-20-2019, 10:46 AM   #1
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Insurance Prices

Who do you use for insurance and have your rates been going up. I have Progressive and went up again.
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Old 06-20-2019, 11:12 AM   #2
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Who do you use for insurance and have your rates been going up. I have Progressive and went up again.
We have ours through American Family (along with our cars/truck and our homeowner's policy) and the rate actually went down significantly last year, compared to the prior year, on the same fifth wheel. We haven't gotten the bill this year, as we only pay it once a year, in the fall.
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Old 06-20-2019, 11:39 AM   #3
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I have Progressive/USAA. Did get a $7 premium increase this year, but that was expected due to all the claims due to weather in the previous year. It's all relevant. The Insurance Company paid out millions in claims and they will spread their losses out to recoup funds by slight increase in everyone's premium. Last year my premium dropped $14. Funny thing about insurance, we all buy it, but hope we never have to use it.
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Old 11-12-2019, 10:01 PM   #4
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Iím a USAA member, but ended up buying my insurance through Safeco. Saved $300 with a lower deductible and full replacement cost.
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Old 11-12-2019, 10:11 PM   #5
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We switched to Westfield Group to cover everything when we bought the motorhome this year because our long-term provider would not cover anything over 35'. Whatev.

https://www.westfieldinsurance.com/i...ucts/rv/camper

They list two agents in your area:

Olsommer Clarke Insurance Group Inc
Westfield Rise Agency
Honesdale, PA 18431-1941570.253.6330

D R Bluhm Insurance Agency
Honesdale, PA 18431-1846570.253.0191

I attached the policy we received to review in case you're interested. They have a "layup" provision where if you know how many days a year you use the RV they will give you a discount for the times it's not used. Our agent said the days do not have to be consecutive.

Ray
Attached Files
File Type: pdf Westfield RV_0023_1216v6.pdf (556.3 KB, 11 views)
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Old 11-12-2019, 11:21 PM   #6
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Three years is about as long as you’ll have with any insurance company before they start sneaking in large rate increases. Then it’s time to shop around, get a lower rate, and start the rate creep process all over again.

The important thing is to keep an eye on the annual rates and bail out when the increase percentage gets too high. Don’t get complacent with your current insurance company.
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Old 11-20-2019, 08:55 AM   #7
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Foremost through our Farm Bureau agent. Very competitive.

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Old 11-20-2019, 09:51 AM   #8
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Three years is about as long as youíll have with any insurance company before they start sneaking in large rate increases. Then itís time to shop around, get a lower rate, and start the rate creep process all over again.

The important thing is to keep an eye on the annual rates and bail out when the increase percentage gets too high. Donít get complacent with your current insurance company.
LOL, NOT TRUE!
I've had State Farm since the day I started driving, I've checked around, no one comes close. We've had several claims, even a very large one on our home and they have been great to work with. And our premium decrease a little every year, NOT increase....
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Old 11-20-2019, 10:12 AM   #9
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LOL, NOT TRUE!
I've had State Farm since the day I started driving, I've checked around, no one comes close. We've had several claims, even a very large one on our home and they have been great to work with. And our premium decrease a little every year, NOT increase....

How long have you been driving? If over 20 years they should now be paying you to have it LOL.
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Old 11-20-2019, 01:54 PM   #10
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Had progressive for 2 years, this year because of no claims there disappearing deductible dropped me to 250.00 but they raised my rates by 300.00. Just switched over to Nationwide which was 225.00 less than before the progressive increase with better coverage.
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Old 12-03-2019, 08:22 AM   #11
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I have Geico and so far no worries
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Old 12-03-2019, 12:06 PM   #12
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I've had GEICO for about 3 years.... My premium dropped $40/6 month this last time.
Erie wanted to charge me almost $2200/year for my 2 Jeeps and the Sunseeker.
With GEICO I am paying about $1200/year all for the same coverage.
Kind of a no brainer.
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