Thanks everyone for your help. After spending a couple hours trying to figure it out I've given up and will bring to the shop tomorrow.
I have six breakers (15 GFCI; 15 REC; 15 amp H/W; 15 amp Microwave; 20 amp A/C; 30 amp main). All appear to work as the GFCI outlets work, and so do the separate outlets on the 15amp REC circuit work (bedroom TV, rear outlets, and converter.). The microwave works and so does the hot water heater (on electric) and the A/C works.
I flipped the breakers on and off a ton of times and I even opened every outlet and junction box I could find and wiggled the wires and checked for good connections.
Must be something I'm missing, and only the dealer knows what it is. I will ask for copies of the wire diagrams for sure.
Will keep you posted.