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Old 10-21-2014, 09:57 PM   #11
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banking the payment will pile up way faster than it's depreciating
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Old 10-21-2014, 10:06 PM   #12
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My 2001 F350 7.3L Lariat 4x4 is in dang near as good of shape and runs better than it did new at 133,000 miles on it. Been paid for, for 10 years and I keep making it pull more heavier loads. LOL I'll sell it to you for $28,000 if you really want it but I'll need to get my Weiner dogs permission first and she don't speak English but she know what your saying. Hang on she said $35k and not a dollar less. Sounds good to me. Get some. LOL
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Old 10-21-2014, 10:36 PM   #13
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The first new truck I bought I was an '07 F-150. When I traded the 07 for an '11 2500 CC oil burner the gave me 20K for F-150 with 50k miles. I had a $700 payment. I just traded the '11 2500 in last month for '15 dually and they gave me 40K for the 2500 with 30K miles. My payments are now $340.
This will be the last truck for a very long time. The DW has always had new cars so we've traded and bought many. There's a sweet spot between the mileage and age you gotta hit to get a good trade in.


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Old 10-21-2014, 10:36 PM   #14
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My 2003 been paid for since the day I bought it by doing just what many have said here. Just keep paying yourself. Then drive it until the wheels fall of then put them back on and keep doing that until they won't stay on anymore.
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Old 10-22-2014, 05:47 PM   #15
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When I bought my 09 Mazda6, I had the cash, but the dealer offered me a 3% loan for 3 yrs. I found my bank had a 3 yr CD that paid 5%, so I moved the cash into the CD and took the loan. So I still MADE 2%. That's especially sweet considering CDs are only paying about 0.1% these days.
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Old 10-22-2014, 06:01 PM   #16
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Too many variables.......... Economy........ Mileage...... Condition......

As an example the DW 2011 Subaru at 3 years was only allowed 1/2 of what we paid for a trade (we should have done it six months later we were only allowed 1/3 of what we paid for it....... but the engine heads went bad & it needed a new motor. & Subaru's customer Reps said that was common sorry. We will give you 1K off a new one though.....Gee thanks........

Only way to start to come out is keep em til they drop. But realize the 7.3L probably cost around 30K new 11K is not terrible But a dealer here wants 19K +for a nice 7.3L duelly with 29K miles

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