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Old 03-09-2015, 11:10 AM   #1
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Do I need insurance?

We just purchased a used 23Ikss, and I am wondering do you purchase insurance for it, as we do for our vehicles? Do you HAVE to? We are jumping into this from the pop up world and this just crossed my mind. I want to have everything all set for our first camping trip without any surprises!
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Old 03-09-2015, 11:13 AM   #2
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I insure mine.
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Old 03-09-2015, 11:19 AM   #3
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I too insure it. It's super cheap. When we bought ours 2 years ago, I called my agent and asked about putting it on our policy. She said, sure, it'll be $60. I'm thinking "a month?".. Nope that was for a year. It soon went up because we had a claim for a new awning so it's now a little over a $100 a year.
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Old 03-09-2015, 11:25 AM   #4
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With out a doubt. You NEVER know what will happen. It may be someone/thing unexpected or your own carelessness (don't ask how I know that).
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Old 03-09-2015, 11:25 AM   #5
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Don't hook up without insurance!
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Old 03-09-2015, 11:27 AM   #6
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To answer your question... No. You are not required to carry insurance, however, it's a real dang good idea. :-)
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Old 03-09-2015, 11:37 AM   #7
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Originally Posted by Yarome View Post
To answer your question... No. You are not required to carry insurance, however, it's a real dang good idea. :-)
His question was "do I need", to which the answer is YES, if the question was "is it required by law" the answer would be NO.
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Old 03-09-2015, 11:41 AM   #8
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Insurance is pretty cheap. Worth the cash IMHO.
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Old 03-09-2015, 11:45 AM   #9
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Insurance is pretty cheap. Worth the cash IMHO.
Most definitely! You are borderline crazy for not having it. A minor accident and you can be literally homeless!
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Old 03-09-2015, 11:51 AM   #10
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I know in Ontario if the RV is attached to the TV then the TV insurance covers it. So it is only when the trailer is not attached that the extra insurance is needed, theft, fire etc. Is this not the case in the USA.
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