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Old 05-23-2015, 01:54 PM   #11
Junior Member
Join Date: Jul 2014
Location: Ocala Florida
Posts: 17
Just as a follow up the split for my 3 insured cars/5er is $247 Honda, $324 Ram, $263 Crusader.

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Old 05-23-2015, 02:34 PM   #12
Join Date: Feb 2015
Posts: 58
Originally Posted by Richbam View Post
Coming originally from the UK, insurance in the USA baffles me just as much as healthcare. For example, I live in N. Florida and when I went to 'Nationwide' for an auto quote they said 'sorry we do not cover your area'. Mmm - so Nationwide is not Nationwide is it ??? - I told them they should change their name - LOL.
I shop around every year for insurance, and I would encourage all of you to do the same - it is amazing how rates and discounts change. Currently I am with Geico and I pay $834.00 for 6 months for my Crusader 295RST 5er, leased 2012 Honda Civic, and 2014 Ram Laramie 2500 6.4L Hemi.
Every few months I get inundated with emails from Progressive, Good Sams etc. promising they can cut my rates but when I get the quotes, so far nobody has beaten the Geico rates.
You are right. I get all of that JUNK MAIL also. It has all been going in the dust bin. But when you need insurance when is this big discount???? <Is what you get.

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Old 05-23-2015, 03:20 PM   #13
Join Date: Apr 2015
Location: Trenton, Ohio
Posts: 36
I have State Farm and pay $4500 / year for 2 autos 2 boats a 5er the house and an umbrella policy. I thought my costs where high until I read your posts! WOW!!
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Old 05-23-2015, 03:30 PM   #14
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Join Date: Jul 2014
Location: Ocala Florida
Posts: 17
Based on Gene85222 experience it makes me wonder whether bundling is such a good idea after all. You may get a better price at the front end but if you make a claim then you take a real big hit on everything . I might look at splitting them up (possibly Geico/Progressive for the cars and Good Sams for 5er next time and see how it turns out). At least if you do that then maybe you can minimize your exposure if you have to make a claim on an individual policy???
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Old 05-23-2015, 05:10 PM   #15
Join Date: Jun 2012
Posts: 35

Check out ANPAC AMERICAN NATIONAL PROPERTY.YOU WILL GET BACK 25% after 3years eith mo claims.
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Old 05-23-2015, 07:05 PM   #16
Join Date: Apr 2015
Location: N.E. Fl.
Posts: 52
We had Geico for 30 claims/tickets/etc... but our rates steadily climbed. Called Geico as if we were "NEW" customers and the rates were MUCH lower. When we confronted them about the discrepancy they stated that was how it works...We now have USAA and our rates seem to go down each year, Go figure...
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Old 05-23-2015, 09:16 PM   #17
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Join Date: Dec 2010
Location: Apple Valley, CA
Posts: 340
I have Hartford through AARP, I pay$173.00 a month for my 2011 Georgetown 378TS, a 2014 Hyundai Azera, and a 2011 Ford Escape. I pay an additional$70.00 a month for homeowners. Good service, I have had a couple of small claims but never had an increase in premiums. I am 72 and my wife is 71, we have had Hartford for at least 8. years. Recommend them highly. BTW, we live in Southern California.
Happy Trails
(Forrest and Donna)
2011 Georgetown 378TS
2011 Ford Escape V-6 4X4
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Old 05-24-2015, 01:24 AM   #18
Join Date: Jun 2013
Location: Cumming GA
Posts: 72
Give Liberty Mutual a try. We have all insurance, home, auto, (4 vehicles one on full coverage) and RV with them. Had a claim 2 years ago for when a tree branch fell through one of the slides and also a fender bender between our van and a son's truck. Costs 6K/year. We have $1 mil liability on home and auto plus uninsured motorist and medical on the vehicles.
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Old 05-24-2015, 08:35 AM   #19
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Join Date: May 2015
Posts: 925
My truck, an 07 1500 crew cab, is insured with Liberty Mutual. For full coverage it is $2500 a year. My trailer, a 32 foot FW, has full coverage with Foremost for $270 a year.

Keep in mind I totaled an RV when a tire blew. Year before I totaled an 07 Jeep and a 28 foot trailer when I rolled it down a hill.

Was thinking about changing the truck insurance but thinking twice about that now !

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Old 05-24-2015, 04:54 PM   #20
Senior Member
Join Date: Feb 2012
Posts: 101
It looks to me as somebody living in Ontario at the insurance rates being quoted that Auto and RV Insurance fall into the same cost category as Health Insurance in the United States for not very good packages. I pay C$2151 (US$1700 approx) for my household insurance on a condominium, a F150 2013 and my 2015 Rockwood 8060 5th wheel. My health care comes for nothing and I have had two knee replacements this year.

Maybe the US premiums reflect all of the litigation that is widely advertised as beneficial to the consumer on the Interstates has something to do with it?

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