Originally Posted by ilmor
What you do is get his insurance information and then report the incident to both insurance companies. They will take it from there, contact each other, etc.
Maybe yes, maybe no. Doesn't always work that way.
Very minor (I thought) scrape on my truck. Did report to my ins as cya. I could have run through them, but I pay deductable and try to recover. Her ins was great to work with. Astonished by cost, because this is connected to that, etc.
And of course merely reporting the issue, as I am required, counts against me. . . .
I'd expect this one to be totaled out.