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Old 12-04-2015, 12:34 PM   #1
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Do TH's hold their value better than TT's

Shopping for our first RV - which will presumably be a TH bumper pull. I have heard the TH's hold their value better than TT's - is this true? What would you say is the most popular/desirable length of bumper pull TH? Seem like there are a lot more TH 5th wheels than bumper pulls for sale in my area. Can I expect to get 15 years out of a TH if it is garaged since new? Looking at the WNP line.
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Old 12-05-2015, 11:23 AM   #2
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I have the 26rr Grey Wolf. It's 31' long. I like it. I had my last tt for 8 years. Was still in great shape only traded because bought motorcycle and needed TH.
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Old 12-05-2015, 12:14 PM   #3
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I bought a 3 month old 27hfs from the dealer that sold it new and it was returned to buy a bigger 5th wheel toyhauler. We camped with it for 22 months (12 trips) and sold it for $900 less than I bought it for. ($18,600 to 17,750)

Stored it inside and kept it looking pretty good. Washed every trip and waxed it a couple times.

Overall it was a good entry into camping for my family. We got into RZRs so our 27hfs became too small pretty quick. My wife would not be willing to buy an open floorplan toy hauler like a work and play bumperpull as she required the separate garage (for the kids bedroom). Guess it depends on what your after.
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Old 12-05-2015, 12:14 PM   #4
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Supply and demand...... there are less THs made so yes I would say they MAY hold their value longer...... Depends on the area and the TH...

The life span is like any camper depends on usage, care and maintenance.......


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Old 12-05-2015, 01:09 PM   #5
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I would say no simply from having a few friends who bought TH's then tried to sell them. Its a niche market. You need to find a buyer with toys to put in it. No one is going to buy one who does not have bikes or ATV's. When you get down to it its just another RV. It could also be a regional thing.

I wouldn't expect to get 15 years out of any lower / middle range laminated fiberglass or stick and tin anything made today.

Don't fall into the first time buyer traps.

1- Do your research, especially when it comes to dealer and price.
2- Do not pay some inflated price or MSRP.
3- Don't finance a 20K to 45K trailer for 8/10/12 years.
4- Don't expect it to be something its not from a financial perspective.
5- I personally would not buy one outright cash even though I can. I'll put a decent down payment but finance at a good rate and only for 60 or 72 months. I usually then throw some extra at the payments to keep the value I know I can out of it above water, in relation to amount owed.

If you pay a fair price you still lose 25% to 30% the day you sign the papers and pull it away. If you attempt to sell privately you're going to be lucky to get the low book value at the time. Sometimes people make out better from a selling perspective, but that's the exception rather than the rule. If you trade on another trailer you're going to get wholesale, the low book at the time less 30% to 35%. That's why you do not want to be upside down on financing.

RV's are terrible from a financial standpoint, but great from a fun standpoint. Forget about holding value, you'll be better off.
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Old 12-05-2015, 01:21 PM   #6
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Originally Posted by Mr Havercamp View Post
I would say no simply from having a few friends who bought TH's then tried to sell them. Its a niche market. You need to find a buyer with toys to put in it. No one is going to buy one who does not have bikes or ATV's. When you get down to it its just another RV. It could also be a regional thing.

I wouldn't expect to get 15 years out of any lower / middle range laminated fiberglass or stick and tin anything made today.

Don't fall into the first time buyer traps.

1- Do your research, especially when it comes to dealer and price.
2- Do not pay some inflated price or MSRP.
3- Don't finance a 20K to 45K trailer for 8/10/12 years.
4- Don't expect it to be something its not from a financial perspective.
5- I personally would not buy one outright cash even though I can. I'll put a decent down payment but finance at a good rate and only for 60 or 72 months. I usually then throw some extra at the payments to keep the value I know I can out of it above water, in relation to amount owed.

If you pay a fair price you still lose 25% to 30% the day you sign the papers and pull it away. If you attempt to sell privately you're going to be lucky to get the low book value at the time. Sometimes people make out better from a selling perspective, but that's the exception rather than the rule. If you trade on another trailer you're going to get wholesale, the low book at the time less 30% to 35%. That's why you do not want to be upside down on financing.

RV's are terrible from a financial standpoint, but great from a fun standpoint. Forget about holding value, you'll be better off.
X's 2 on this. It's really not an investment, it's to have fun same as boats. I have had both..
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Old 12-05-2015, 03:03 PM   #7
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I originally bought a toy hauler because I wanted something to haul the Harley with. But, I've decided that if/when I upgrade and no longer needed to haul a toy around I would still get a toy hauler model. That would give me the opportunity to complete the 10-12 foot garage area to a "custom" room designed the way I want it done. I would also like the option of dropping the rear door to have the "patio" deck.
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Old 12-05-2015, 03:24 PM   #8
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Originally Posted by emm-dee View Post
I originally bought a toy hauler because I wanted something to haul the Harley with. But, I've decided that if/when I upgrade and no longer needed to haul a toy around I would still get a toy hauler model. That would give me the opportunity to complete the 10-12 foot garage area to a "custom" room designed the way I want it done. I would also like the option of dropping the rear door to have the "patio" deck.

X2 on still a TH even if I did not have toys.
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Old 12-05-2015, 04:01 PM   #9
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Originally Posted by Mr Havercamp View Post
5- I personally would not buy one outright cash even though I can. I'll put a decent down payment but finance at a good rate and only for 60 or 72 months. I usually then throw some extra at the payments to keep the value I know I can out of it above water, in relation to amount owed.
If you "have the cash," this only makes sense IF the interest rate on the loan is less than what you're getting on your cash. Otherwise, you're losing money.
Unless your plan is declare bankruptcy before the loan's paid off and stiff the loan company.

Only other reason would be that the cash you would be using is what you need for an emergency stash, in which case, maybe you're buying too much RV. (I know I'll lambasted on this statement!)

Here's another reason not to finance if you can help it:
Need info on selling
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Old 12-05-2015, 04:36 PM   #10
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If you "have the cash," this only makes sense IF the interest rate on the loan is less than what you're getting on your cash. Otherwise, you're losing money.
Unless your plan is declare bankruptcy before the loan's paid off and stiff the loan company.

Only other reason would be that the cash you would be using is what you need for an emergency stash, in which case, maybe you're buying too much RV. (I know I'll lambasted on this statement!)

Here's another reason not to finance if you can help it:
Need info on selling
X4! Only use OPM when you can make money with it. Not likely with TT, MH, or Boat.
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