Insurance Include Toys?
Hello all, having just purchased my first toy hauler, and getting insurance, I was looked at very strangely when I gave a value of the contents over half as much as the value of the trailer. When I explained the motorcycles, the answer came back, you already have insurance on them. Here the chase begins: What's inside the camper may not be covered if it has tags and insurance on it already. A motorcycle being towed in a trailer will not be covered by the motorcycle insurance, but rather by the tow vehicle insurance. Read carefully, your camper insurance may not be in effect if it is connected to the tow vehicle. You may need to get load insurance on the tow vehicle, just like a tractor-trailer.
Oh the world of insurance, has to be run by lawyer wanna be's.
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LadyWindrider
2012 Ford F250 ext. Cab 4x4
2002 Jeep Wrangler Sahara
2008 Yamaha V-Star 650 Classic
2008 Work and Play 18LT
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