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Old 08-09-2009, 08:56 PM   #21
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Radio, I am really sorry to hear about you and your wife. We had a problem when I was in a 9 car accident on I 295 in Washington DC some years ago, I was out of work for some time. Contacted our creditors before any problems started with payments and ask for help, well the same thing happen they wanted to beat me over the head with the contracts I signed. I got the NO, NO, NO as well.
I truly hope you can see the light at the end of the tunnel and things will work out for both of you....Wade.

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Old 08-10-2009, 06:41 PM   #22
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Location: Lenoir City, Tn
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It would appear to me that this thread needs to be emailed to customer service at US Bank. It's not hard to see that this simple forum is costing them business and will potentially continue to cost them business every time it is read. In today's world, I would hope they would want to makes this right in order to save face and stop the bleeding. Radio's problems with the US Bank will definitely keep me from ever using them. I commend Radio for trying to work with US Bank and trying to stand behind his commitments. Too often, people would just run from their debt and would let the unit go back to the lender.

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Old 08-11-2009, 09:13 AM   #23
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Location: Fayetteville, GA
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After careful searching on the "logged in" side of the US Bank website, I did find an email tool that I used to describe what I have been through with them, and my faithful Credit Unions response to my request for assistance.

I also, like I did with the 4 Senators I have contacted, directed them to this thread.

Now we will see if the email box thingy has more sway that my dealer who writes $1,000,000 a month in loans just to US Bank calling up his US Bank contacts and raising all sorts of ruckus with them.

They have still yet a chance to redeem themselves.
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Old 09-11-2009, 07:24 PM   #24
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Are there any updates on this?
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Old 09-11-2009, 08:08 PM   #25
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I hope an SOB [some other brand] can reply here. We are sorry for your situation and while not in your shoes and know this won't make you feel better we wanted to let you know of our situation. We contacted Bank of America to obtain a small personal loan. Their response was you have no debt, you have no credit card payments, you have excellent credit so we can't loan you money and you can't use your RV as collateral. What???? I went into a branch and the manager said the same thing after a 20 minute wait to see her. I asked to use the restroom and was told I couldn't. I told them to get a mop ready then. I was ESCORTED to the bathroom and she WAITED in the room with me while I did what I had to do. Back at the 5th wheel I went all the way to corporate and got the same thing. I said I have money in the bank to use as collateral and they said not good enough!!!!!! I hung up on them, went online to my credit union, filled out the app and was informed, I was pre approved, thank you and your check is in the mail. Be very wary of Bank of America folks. Diana
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Old 03-25-2011, 05:50 AM   #26
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we are financing through the dealership.. so we have been receiving letters from a couple of the banks that they are denying our loan request for whatever reason ( im thinking that we just didn't put a ton of money down) we have a credit score of 803, and the dealer said we are all set, and to stop worrying, he would never order the TT if we wern't all set.. but anyway, one of the banks was us bank, and i was actually relieved that they denied it, i hear nothing but bad things about them constantly. i hope they find us a good one though, and hear something soon, i hate this uneasy, unsettled feeling, even with the assurance of the dealer... i like things settled!!
Chris, Ami, and our 2 kids ages 9 & 11
2011 Flagstaff 23lb
tow vehicle-2008 Ford F150 XLT 4x4 5.4 engine
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Old 03-25-2011, 07:52 AM   #27
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I have mine thru Bank of the West - the rate is descent
Havent had any dealing as of yet so we will see how they are.
2011 Rockwood Mini Lite 2306 - Matt
2004 Dodge Ram 1500 Qaud Cab 4x4 with 35" tires and 3.92 gears, Dynatech Longtube Headers & Fabtech 6" lift + Superchips with shift Tuning
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Old 03-25-2011, 07:56 AM   #28
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Do you care to share what happened ? This thread was started two years ago ...
2009 Ford F-150 XLT/XTR 5.4l, CrewCab. long bed
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Old 03-25-2011, 08:12 AM   #29
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M&T bank financed us and so far they suck as well.

We got a welcome letter right after buying and nothing else for 6 weeks - until we got phone calls saying we're 2 months past due. No they don't send payment books, bills or such. the dealer was supposed to give us all that. Really? The dealer has no clue about this. The welcome letter didn't say anything one way or the other. Without an account number or an address to send the payment to we have little choice but to sit and wait for them to contact us.

Oh, they said we could pay over the phone right now, 2 payments, penalties and late fees, and a charge for pay by phone...this sounded way too well rehearsed, a manager/supervisor was just as 'practiced' at the speech as the flunky that called. With thirty some years of borrowing money behind me this just seems real slimy and intentional to me.
Jill & Chris, Wills (14) Evie (11) & Toby our collie (5)
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Old 05-11-2011, 04:06 PM   #30
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We were also turned down by a somewhat "big bank." So our dealer steered us in the direction of what I consider to be a "predatory lender." They wanted to give us some obscene interest rate, (in the teens; can you BELIEVE that?!?!) and I couldn't see paying that much, so I called our local credit union, who I should have called first! We were approved in about an hour for an interest rate that I think is absolutely great. I'll direct deposit funds into my savings account and my payment will automatically be transfered to my loan; no worrying about making a payment by check or online, etc.

I hope your problems have been resolved. I know it probably wouldn't help to talk to your credit union about transferring this loan to them when both of you are out of work, but when either of you get a job, that is the FIRST thing I would do. Refinance with your credit union.

My goal in life is to now stay away from big banks. We're going to attempt to refinance our mortgage with our CU as well. And when we're in the market for a new tow vehicle next year, we'll get pre-approved before we start shopping so I don't have to deal with the snakes in the stealership's finance department.

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