Man, it's tough.
With taxes and insurance due my savings have been cut in half,
so now I'm only 10% of the way there. Crap!
I thought about paying off the truck and then financing the trailer. That way if the world goes to heck they can't take my truck. Also the monthy payment is lower on a trailer, so if I get laid off, we can still make it on what my wife makes, only even easier than we can now.
And the kicker is this...all I have to do is call either the bank or the credit union...bammo! $23K in debt and a brand new trailer in the driveway, just like that.
Man, it's tough!