if you'd did a search on this here, you can read hundreds of posts for opinions.
bottom line is that you're correct. it's a steal compared to 3rd party extended warranties and covers more.
not sure why you'd be up in the air about it. it's a bargain. that's about the cost of one hour of time at a RV service shop.
and Zoe the Wonder Dog(R.I.P.)
'07 Roo 23SS pushing an '07 Chevy Avalanche
Equalizer WDH and Prodigy BC