We have USAA on our SB, and everything else we own. That covers the unit itself, replacement value etc. I can't remember the exact numbers but we wouldn't have a problem going out and getting it replaced with the same or nicer. But, we also carry renter's insurance (At USAA's recommendation due to our situation) to cover everything that is inside. We live in it, so most of our belongings are in it. I've been with USAA for years, and won't go any other route regardless. They've treated me excellent. There are other great providers as well, but I've never met an unhappy USAA customer.
John and Rebecca Dickson
Emma-7 / Little John-5 / Iva-1
Full Timing Again, Rev B
2013 Ford F-350 Lariat CC LB PSD
2015 SOB TT - With OC's Awning Poles (#8)
At least in Heaven, RVs will be perfect, and I won't have to keep fixing them.