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Old 04-21-2014, 10:22 PM   #11
Join Date: Mar 2014
Posts: 96
I ended up going with Good Sam's insurance. $213 a year on a new wildcat xlite 185rb vs $365 through my home/car/business ins.. broker. I hope it will be ok.

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Old 04-21-2014, 11:02 PM   #12
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Posts: 1,490
I had full coverage on my old trailer and I think I paid around $250, It had 4 branches go through the roof and was really surprised they paid a lot more than I was going to sell it for. One of those real needs to protect your investment. My new one will always have full coverage on it . Also make sure the insurance you get includes the awning .

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Old 04-21-2014, 11:44 PM   #13
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Yeah, I'm getting hosed through State Farm. I'm going shopping after I talk to my agent tomorrow.
Now-2014 Sierra 346RETS 5er BUB
Then-2002 Keystone Springdale 286RLDS TT

Nights camped in 2014-28, 2015-127, 2016-10
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Old 04-21-2014, 11:50 PM   #14
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Location: puyallup,wa
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I just got ins on my 2014 travel lite 25 ft n it's with grange ins in wash state it was 206 full coverage a year
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Old 04-22-2014, 06:11 PM   #15
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Location: Carrollton
Posts: 174
I have Farm Bureau insurance and They added it as a rider on my home owners insurance not sure what I am paying but it was a lot cheaper than having a stand alone rv ploicy through them but they do things strange anyhow.
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Old 06-11-2014, 02:09 PM   #16
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Location: South Central Florida
Posts: 117
Originally Posted by laurarice26 View Post
I ended up going with Good Sam's insurance. $213 a year on a new wildcat xlite 185rb vs $365 through my home/car/business ins.. broker. I hope it will be ok.

I was looking for someone with Good Sam insurance. We're about to go full time in our fifth wheel. We've had USAA on our house, motorcycle, car and now truck and RV. But we've sold the motorcycle, the house, and about to sell the car. We just got an advertisement from the RV owners advisory from good Sam club. They have a pretty strong marketing campaign to win our business. I wanted to make sure it wasn't smoke and mirrors. You really don't know how good a policy is until you need it. From your short time, are you satisfied?
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Old 06-13-2014, 09:20 PM   #17
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Join Date: Jun 2014
Location: Edmonton
Posts: 5
I pay about $300 a year Replacement value up to $35000 but worth every penny. Was taken out by tornado last year while on our first trip to the states. Three days into 2 week holiday.
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Old 06-13-2014, 09:46 PM   #18
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Location: Cochrane, AB
Posts: 588
Hmmmm, I'm paying C$80 per month with a $1000 deductible for a Cedar Creek 38FL. Looks like I should start shopping around some more.

Richard & Diane
2014 Cedar Creek 38FL
2016 F350 Lariat CC DRW
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Old 06-13-2014, 10:08 PM   #19
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Hutch, my father is an insurance broker, two weeks ago he said it would cost me 280$/year to insure my 2012 26' Salem RKS including everything. Im in Toronto.
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Old 06-13-2014, 11:19 PM   #20
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Location: Full Timing in South Louisiana
Posts: 1,939
We have USAA on our SB, and everything else we own. That covers the unit itself, replacement value etc. I can't remember the exact numbers but we wouldn't have a problem going out and getting it replaced with the same or nicer. But, we also carry renter's insurance (At USAA's recommendation due to our situation) to cover everything that is inside. We live in it, so most of our belongings are in it. I've been with USAA for years, and won't go any other route regardless. They've treated me excellent. There are other great providers as well, but I've never met an unhappy USAA customer.

John and Rebecca Dickson
Emma-7 / Little John-5 / Iva-1
Full Timing Again, Rev B
2013 Ford F-350 Lariat CC LB PSD
2015 SOB TT - With OC's Awning Poles (#8)
At least in Heaven, RVs will be perfect, and I won't have to keep fixing them.
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