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Old 06-14-2014, 12:20 AM   #21
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I would like to comment about the feedback to your question is that we are not always comparing apples to apples. TT insurance cost & coverage can vary among members due to factors like coverage, deductibles, and zip code. A couple of times I started thinking about switching companies only to realize that I wasn't comparing the same coverage package. With that said I do like these threads because it goes provide some food for thought.
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Old 06-17-2014, 01:28 PM   #22
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but I've never met an unhappy USAA customer.
Now you have. They screwed me on an accident where my vehicle was parked and the person who hit it had no insurance. I dropped them and went with AAA, then how in UT, I have been with State Farm for five years.
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Old 07-01-2014, 10:12 PM   #23
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We have a 2014 Avenger 17QB

$0 deductable on Comprehensive
$100 deduct on Collision

Costs us $198/yr with Allstate
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Old 07-01-2014, 10:18 PM   #24
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We have a 2014 Avenger 17QB

$0 deductable on Comprehensive
$100 deduct on Collision

Costs us $198/yr with Allstate
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Old 07-02-2014, 05:37 PM   #25
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Wow I wish I had some of these rates. My 2015 Columbus is with USAA & for full coverage (liability & collision) I am paying $811 per yr in KY. We haven't had a claim in years.
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Old 07-02-2014, 05:50 PM   #26
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There are other great providers as well, but I've never met an unhappy USAA customer.
I left USAA after 20+ years. In my state they have become uncompetitive in their pricing and coverage. I also didn't care for them becoming primarily a financial company. I think it took their focus off of the insurance side of things.

I only pay for collision and comprehensive as liability is covered under my TV. For replacement with a $1000 collision deductible and $250 comprehensive deductible I pay $48 a year on top of my automobile coverage.
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Old 07-02-2014, 08:07 PM   #27
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Keith, I switched to USAA a couple years ago & they have gone up quite a bit since I have been with them. Who are you using?
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Old 07-02-2014, 08:16 PM   #28
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State farm

500 Deductable
300 per year
Full coverage

63301 Zip

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Old 07-02-2014, 08:39 PM   #29
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Keith, I switched to USAA a couple years ago & they have gone up quite a bit since I have been with them. Who are you using?
I switched to NC Farm Bureau. I've been with them a few years now. I have my house, vehicles and an umbrella with them. They are the largest insurer in the state and I have found their rates to average $400-$500 annually under what other companies quote for the same coverage. I live in the county but it is mainly an urban and suburban county as far as population goes. A bit crowded as far as I'm concerned but we are waiting for the DW to retire before we move to a more rural area.
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Old 07-02-2014, 09:00 PM   #30
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I've never met an unhappy USAA customer.
They do have outstanding customer service. I can always get someone to answer the phone there as well. Always priced below any one else, plus there is that savings account that keeps growing each year. They send some of the funds each year from it when too large vs. premiums.

I have met an unhappy USAA customer. His family had totaled 3 cars in 2 years, all were their fault. He could not understand why his premiums were so high. I worked for him so I did not remind him of his claims history.

My insurance is $37.80 every 6 months for comprehensive & collision.
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