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Old 04-15-2014, 10:30 AM   #1
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Insurance on a TT

Hi Everyone,
We just purchased a TT - 2014 Wildwood x-lite 185rb. How much insurance coverage do people carry & how much is your annual rate?
Thanks,
Laura
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Old 04-15-2014, 11:01 AM   #2
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I have it through USAA. I think I pay around $250 a year for full coverage.
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Old 04-15-2014, 11:15 AM   #3
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We have ours as an add-on for our truck, car, and house through State Farm. Full coverage for us is a little over $300 a year.
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Old 04-15-2014, 11:39 AM   #4
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We pay $250 a year for full coverage on a 2014 26tbud through Progressive.
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Old 04-15-2014, 12:04 PM   #5
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We had been paying a little over 300 a year for everything. This renewal it jumped to almost 400. And the trailer just keeps getting older and more depreciated.
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Old 04-15-2014, 12:07 PM   #6
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Two years ago I bought a new 21rr and bought insurance from Progressive for about $250 a year. This year they sent me a premium notice for $349 a year. Despite no claims, no accidents, no tickets and the camper has depreciated in value. I am looking for a new insurance company. By the way I had my Polaris rzr insured with them and they did the same thing with it after two years. No claims or changes there either. I switched the rzr to Geico.
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Old 04-15-2014, 12:10 PM   #7
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We have had no claims either. Guess we're paying for the ones who did.
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Old 04-17-2014, 11:22 AM   #8
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I don't know what you mean by full coverage? Does that include replacement cost or ACV? Sometimes when adding an RV to an auto policy in the case of a total loss they only pay ACV. When I was looking for RV insurance in February 2012, I was told to get an RV policy and not just add the RV to an auto policy. They told me this was important if the RV was financed because if you don't put a huge down payment, you will owe more then the ACV and should it be a total loss you owe a lot more then ACV. Good Luck
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Old 04-17-2014, 11:34 AM   #9
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Relook

Quote:
Originally Posted by whitmw View Post
I have it through USAA. I think I pay around $250 a year for full coverage.
Had to recheck my policy, it is much lower than $250 year. I think it was about $60. That was added on to my car and house policy. Hopefully I wont have to use it.
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Old 04-18-2014, 07:58 AM   #10
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We are paying around $140/yr and that is with the $14/yr awning coverage (our awning is 21ft long and power). That is just for our TT as both our vehicles are company vehicle insured through our company.
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