Insurance on a pup

[phillip252]

The wife and I was taking about get some insurance on the Rockwood, who do have coverage, and is this normal for pups. Would like to hear your thoughts on this matter.

[D-mo]

yea ... some do .. some dont ... but i certainly do...
the common thought is that the pup is insured under the vehicle insurance .. which it is .. however when not hooked .. its in a land of its own.
Tree branches ... weird stuff that could happen .. always does. Theft, vandalism and fire ...may cost you a few dollars more .. but hey .. its all piece of mind ..

d-mo

[markb5900]

Don't have a pup, but my 25' cruise lite only costs me I THINK about 200 a year for FULL coverage. No matter what happens, it is covered.
Worth the piece of mind to me.

[vinmaker]

Here in MA a trailer is considered a vehicle and can carry its own auto policy in addition to insurance of the TV. I have a full policy on the pup and it was about $100 new and this last year only cost about $30/yeah

[MrThursdayNight]

Originally Posted by vinmaker

Here in MA a trailer is considered a vehicle and can carry its own auto policy in addition to insurance of the TV. I have a full policy on the pup and it was about $100 new and this last year only cost about $30/yeah

Who did you go through? Cheapest I found for MA was about $280 a year...please do tell!!!

[vinmaker]

If I recall correctly it was Travelers. I am sure things have gone up but in 2005 when the pop was new it was only about $100 or so. Then they depreciate the unit each year and adjust your premium. After 8-10 years the units are not worth anything and the insurance is way down. My premium was like $30 last year.

Good luck.

Vin.

[GypseeDaddy]

So I was on the fence myself with this as I have a 1990 Coleman popup that I have had for the past 6 years without incident. And being that it was paid for I never even considered insurance.

But....

Last year I purchased a new to us 2010 Rockwood HW276. With it being all new and shiny I decided to get a policy thru Nationwide (also have home and auto with them) and the policy was only $11/month. Back in May while camping at Fort Wilderness a tree limb fell on the roof and punched a 2" hole thru the fiberglass roof. The fix.......complete roof assembly replacement.....total cost $3k. Deductible...$150. I do not regret the insurance!


GypseeDaddy
2010 Rockwood HW276
2014 Honda Ridgeline 4wd

Sent from my iPad using Forest River Forums

[kcl1148]

We down sized from our travel trailer to a used 2007 Flagstaff Mac and insured it for our purchase price thru Tenn Farm Bureau.....We have insured all our rvs thru them.....Never had a claim thank goodness but just in case.

[phillip252]

Yes is my fear to be camping so where and. Something falls on the camper...

[phillip252]

Just want to be safe

[f5moab]

My pup insurance in UT, with State Farm, is about 65 a year. My pup insurance when I move to ID, with Allstate, will be 75 a year. Strange, my pup insurance goes up with the move, but my insurance on my H3 and Silverado goes down.

[skirk55]

Two things I like is insurance and new tires every three years.

[marsh]

We insured our HW 277 thru our auto insurance (USAA). Worth it for peace of mind and rate is minimal.

[kinma13]

F5moab in michigan my ins is 150 a yr for my 2015 hw276. I hate michigan ins!!

[Rockwoodjoe]

My insurance on a 2015 Rockwood 2703ws is over $750 a year with state farm in Florida. I will be shopping it around next year.

Rockwood 2703ws
Ford F-150 5.0 3.55 supercab

[f5moab]

Originally Posted by kinma13

F5moab in michigan my ins is 150 a yr for my 2015 hw276. I hate michigan ins!!

Heck, I hate MI...period. And I was born there but never to return!