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Old 11-06-2015, 07:06 PM   #11
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Old 11-06-2015, 08:06 PM   #12
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We tried Human Advantage 4yrs ago. Could not wait to get different provider. The only word they know is decline. Takes months and lots of time to fight for what you are entitled to recieve. Our Dr. stated they had to hire 2 clerks just to handle Humana declines.
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Old 11-06-2015, 08:42 PM   #13
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Not an expert just have it but to be fair Medicare advantage has to provide at least the same health care as regular Medicare if not better at a better cost or as good to the Medicare reciepetant
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Old 11-07-2015, 07:15 PM   #14
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Y'all are AMAZING. Great info!
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Old 11-07-2015, 07:22 PM   #15
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We aren't full timers, and I love having my home base. But we are planning to go from here (SC) to DC, to NYC, to Maine then to Niagra Falls. In 2017 we hope to go do the big loop from here to the Pacific Coast Highway and wander around the desert for a few weeks. We are really being pushed to get everything locked up by January.
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Old 11-07-2015, 07:54 PM   #16
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Being I retired from the Govt I kept my plan which is excellent and plus have medicare which picks up also. I have no worries as I travel. Later RJD
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Old 11-07-2015, 08:35 PM   #17
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Medical insurance for us travelers.

Quote:
Originally Posted by aceinspp View Post
Being I retired from the Govt I kept my plan which is excellent and plus have medicare which picks up also. I have no worries as I travel. Later RJD


Good luck with that government benefit.
Both DH and I are both retired military. Our promised lifetime medical care devolved to Tricare. DH turned 65 last May, and is required to carry Medicare in order to receive his free Tricare for Life. We now pay triple for his monthly Medicare than we paid quarterly for Tricare. It also seems to take twice as long to get things approved, and he is mandated to use generic meds when possible, or pay full cost.


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Old 11-12-2015, 03:16 PM   #18
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Y'all are awesome. Thanks for all the input!
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Old 12-25-2015, 06:50 PM   #19
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If I were you I would to the Escapees website and read the posts regarding health insurance for full-timers.
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Old 12-25-2015, 07:08 PM   #20
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I'm 65 on Medicare and just renewed 1/1/16. Basic Medicare premium is deducted from monthly SS check. With deductibles you could quickly go broke on just Medicare. You can get Advantage plans at little to no cost, but ones I've seen had high deductibles. Many of the Advantage plans include Dental.I have Medicare Supplemental insurance, good with whatever DR. takes Medicare. Various plans available. One I have has a $147 annual deductible w/ copays of $20 for each DR. visit. Extra, however, is Dental and my plan went up $12/month. Supplemental and basic Medicare stayed the same.
Gets a little complicated, but much easier to understand and cheaper than Obama care which DW will have until 1/1/17 when she turns 65. Until I turned 65 we were both on Obama Care - what a nightmare, but DW's 19 day hospital stay in 2014 plus follow up care was well over $100,000. We were stuck for about $15,000 so it helped somewhat.
I would suggest a good broker who gets paid by the insurer.
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