Had similar issue too
I have a 2018 FR Flagstaff 206LTD with the plastic hub covers like in my attached picture. I was having an issue with a noise while braking. When I removed the lugnuts and wheel I found that the rim had worn thru the flange that holds the cover in place. My unit had less than 500 miles on it when I found this. Can't say for sure if the lugnuts were torqued correctly as I was not looking for that when I dismounted the wheel assembly.
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