Originally Posted by Bosco100
Hartford through AARP was half price of all I checked $652 yr
We purchased AARP-Hartford RV replacement insurance on our 2002 Class A 40 Beaver coach. All was fine until 2007 when we lost the coach to an engine fire.
We contacted our agent (located at a local Camping World). He processed the claim until home office determined we didn't have replacement coverage.
1. If loss occurred within 5 years of manufacture coach to be replaced with a NEW comparable middle.
2. If beyond the 5 year limit owner will be reimbursed the purchase price.
After reversal more paragraphs defining limited it said: Or at our discretion we will use current market value.
Bottom line our agent misrepresented the details of our coverage to make a sale beating out current vendors coverage price.
We ended up $50,000 short to just payoff our financed loan, let alone replace our RV.
I'll leave you with this warning: Buyer beware.