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03-09-2018, 05:59 AM
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#1
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Tinkerer and Putterer
Join Date: Mar 2013
Posts: 402
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Allied / Nationwide dropped me
So we are shopping for insurance. As part of Allied getting bought out some of their agents, including ours, were dropped. Allied refused to transfer our policy to another agent and dropped us like a rock. Never had a claim and never missed a payment. Guess they want out of the RV insurance biz. I was curious what insurance companies folks use on here since I suddenly find myself in the market for a new policy and I have a month to buy.
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03-09-2018, 06:50 AM
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#2
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Senior Member
Join Date: Apr 2017
Posts: 214
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We are using Progressive. No claims yet, but our premiums seem to be staying flat.
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2017 Forester 2291S
2015 Honda Accord on Master Tow Dolly
1999 Jeep Cherokee flat tow
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03-09-2018, 06:58 AM
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#3
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Senior Member
Join Date: Jul 2015
Posts: 7,053
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USAA has been great for us, and very affordable.
Bruce
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2016 Rockwood Windjammer 3029W Diamond Edition
2015 Chevy 3500HD LTZ 6.0 Crew Cab 4x4 Long Bed 4.10:1 SRW
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03-09-2018, 07:33 AM
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#4
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(Dry Huunday)
Join Date: Sep 2014
Location: Eastern North Carolina
Posts: 2,298
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Quote:
Originally Posted by retireearly
We are using Progressive. No claims yet, but our premiums seem to be staying flat.
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Same here.....he said speaking very softly and knocking on wood
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Beau & Sue
FurKid Express
2015 Coachmen Catalina 303RLS
2016 Chevy Silverado LT 2500HD Duramax
The more people I meet, the more I like my dogs!
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03-09-2018, 07:54 AM
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#5
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Senior Member
Join Date: Nov 2017
Location: Dayton Ohio
Posts: 3,597
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Talking to my agent, rv insurance is a little trickey.
If it is a travel vehicle it is insured with your car. Placed in a permanent site it is viewed as a home. Different deal.
There are better insurance companies. USAA is cnsidered one of the best from a consumers perspective. Likely not the cheapest but, best service.
We are with Cincinatti insurance. Also one of the best. Adding a $60,000 fifth wheel to my policy was less than a 25% increase for us. $300.
Move all your policies.
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03-09-2018, 08:20 AM
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#6
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Who Dares, Wins
Join Date: May 2012
Location: Chester County, PA
Posts: 7,063
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We have statefarm now.. We were nationwide customers for longer then I've been around (parents, their parents...). We were even dealing with the same agents family as it was passed down the family. Then one day they just jacked our rates 2x. No other reason than they did not want to deal with an RV.
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Pat, Jen, Heather & Sapphire, the head mouser.
2015 Chevy HD D-Max
2022 Impression 315MB
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03-09-2018, 08:36 AM
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#7
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Senior Member
Join Date: Feb 2014
Location: Maryland
Posts: 912
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Statefarm. Wife has had them since she first got her license, when we got married added me to hers. Never had any issues with State Farm (before I was added I use dProgressive and never had any issues with them either)
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_________________________
2023 GMC Sierra 3500 Denali
2020 Cherokee Arctic Wolf 287BH
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03-09-2018, 08:56 AM
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#8
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Senior Member
Join Date: Apr 2016
Location: Port Charlotte Fl/Hinsdale Ma
Posts: 4,823
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Allstate. They don't care if it's parked permanently. Just went thru this 3 weeks ago.
Took everything away from State Farm when they dropped my Homeowners.
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03-09-2018, 09:00 AM
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#9
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Senior Member
Join Date: Oct 2016
Location: Southern IN
Posts: 1,013
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What about Good Sam??
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Gerard
2017 Coachmen Apex 269RBKS with Summit Pkg.
2014 Ford Expedition with factory installed HD tow pkg.
Blue Ox SwayPro WDH
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03-09-2018, 09:02 AM
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#10
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Senior Member
Join Date: Jun 2013
Location: Between Pickles Gap and Toad Suck, AR
Posts: 6,070
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These threads are interesting.
It can't be compared. Just too many variables.
The only thing I made sure of was that I did NOT insure my trailer with same company as I did my vehicles or my home.
And I found one that let me choose the amount of content coverage I wanted. The one I got, I started with very high deductibles, but they halve every year I don't have a claim. I started with $2,500 to reduce premiums and now it's down to $625.00.
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"Next to prayer, fishing is the most personal relationship of man" Herbert Hoover
"American by Birth, Southern by the Grace of God"Lewis Grizzard
FROG AR-0019-242
2016 GMC Denali 3500Dually--2017 CC 36CKTS
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03-09-2018, 09:22 AM
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#11
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Who Dares, Wins
Join Date: May 2012
Location: Chester County, PA
Posts: 7,063
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Quote:
Originally Posted by glsimms
What about Good Sam??
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We had good sam for years as well once Nationwide bounced us.. They were okay. It was through National General. We ended up saving a few hundred a year by going with State Farm 100%. Otherwise I had nothing bad to say. I never had a claim though.
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Pat, Jen, Heather & Sapphire, the head mouser.
2015 Chevy HD D-Max
2022 Impression 315MB
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03-09-2018, 09:34 AM
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#12
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Site Team
Join Date: Oct 2014
Location: North Georgia
Posts: 2,956
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USAA currently will not insure motor homes. They will insure tow ables. Just make sure the Rep knows your "RV" is a trailer so you don't get transferred. If you have a motor home the USAA rep will transfer you to their "partner" Progressive for insurance. The Progressive "partner" quote wasn't very good...
Allstate worked out the best for us on our motor home. But their are a lot of variables so no two cases may come out the same. Just call everyone and get comparable quotes...it pays to shop around.
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Wayne
2024 Sunseeker 2150SLEF / Ford E-350 Off-line 15 April 2024.
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03-09-2018, 09:37 AM
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#13
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Who Dares, Wins
Join Date: May 2012
Location: Chester County, PA
Posts: 7,063
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Quote:
Originally Posted by RedLdr1
But their are a lot of variables so no two cases may come out the same. Just call everyone and get comparable quotes...it pays to shop around.
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Yep that is what we did.. Get the free quotes, pit them against each other then pick the best price.
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Pat, Jen, Heather & Sapphire, the head mouser.
2015 Chevy HD D-Max
2022 Impression 315MB
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03-09-2018, 09:40 AM
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#14
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Grammar Pedant
Join Date: Aug 2017
Location: Frederick, CO
Posts: 1,580
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Progressive came in the cheapest for us.
Nothing against USAA, but be aware that it is incredibly selective. Everyone has access to the other carriers (though not everyone, I suppose, will qualify). Only about 15% of the population will have access to USAA. I'd like to shop USAA, but I'm in the 85% that can't.
__________________
Every time you use an apostrophe to make a word plural, a puppy dies.
TV: 2019 F-350 Lariat 4WD CCSB 6.7 PSD 3.55, 3,591 lb payload
Former RV: 2018 Rockwood Mini Lite 2504S
Former RV: 2007 Fleetwood/Coleman Utah
Former TV: 2005 F-150 King Ranch 4WD SCrew 5.4L Tow Package
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03-09-2018, 09:45 AM
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#15
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Senior Member
Join Date: Jan 2016
Location: x
Posts: 12,423
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The myth that being loyal to an insurance company gets you a better deal is just that. I was with USAA for 40+ years on almost everything and got priced out. Shop every 2 years or so is my recommendation. I have the RV and Boat with progressive with disappearing deductibles.
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Retired Navy
Jake my sidekick (yellow Lab) 10/04 - 05/20
2017 RAM 2500 CC 4X4 Cummins Diesel
2016 Flagstaff 26 FKWS
AF&AM & El Korah Shrine of Idaho
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03-09-2018, 01:34 PM
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#16
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Senior Member
Join Date: May 2017
Location: NE Wyoming
Posts: 165
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State Farm. We have good rates and claims have been good so far.
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03-09-2018, 01:39 PM
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#17
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Junior Member
Join Date: Feb 2015
Posts: 9
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I have had Geico insurance for years and have been pleased with customer service and price.
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03-09-2018, 01:39 PM
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#18
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Member
Join Date: Jul 2016
Location: Bath, NY
Posts: 99
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I use GEICO, very reasonable.
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03-09-2018, 01:45 PM
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#19
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Senior Member
Join Date: Feb 2015
Posts: 426
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Quote:
Originally Posted by 67L48
Progressive came in the cheapest for us.
Nothing against USAA, but be aware that it is incredibly selective. Everyone has access to the other carriers (though not everyone, I suppose, will qualify). Only about 15% of the population will have access to USAA. I'd like to shop USAA, but I'm in the 85% that can't.
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Now there you go AGAIN ... killed another puppy.
__________________
2016 Nike Take Down Wrestling Shoes
42 ft square Dollamur high school wrestling mat
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03-09-2018, 01:50 PM
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#20
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Senior Member
Join Date: Apr 2015
Location: Denver, NC
Posts: 2,632
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Quote:
Originally Posted by 67L48
Progressive came in the cheapest for us.
Nothing against USAA, but be aware that it is incredibly selective. Everyone has access to the other carriers (though not everyone, I suppose, will qualify). Only about 15% of the population will have access to USAA. I'd like to shop USAA, but I'm in the 85% that can't.
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X2 on Progressive I was shopping around late last year and switched from State Farm payment is about the same but the coverage was better with Progressive.
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2015 Ram 2500 CTD,CC,SB,4x4
2016 Rockwood 2703 Emerald Edition
Husky CenterLine TS Hitch
TST 507 TPMS
Progressive Industries EMS-PT30X
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