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06-05-2023, 01:05 PM
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#1
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Junior Member
Join Date: Feb 2023
Location: Central Ontario
Posts: 13
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Trailer insurance
Hi, can you recommend a good and well priced trailer insurance? (for 2019 Coachmen Apex Nano) I am in Ontario. So far the quotes ranged between $336 (but with high car insurance) to $599 by an RV-only insurance (Aviva). All the posts I found regarding insurance are from 10 years ago, so I am hoping for current information. Has anyone used RecProtect? https://recprotect.ca
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06-05-2023, 01:59 PM
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#2
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Member
Join Date: Oct 2022
Location: Bergen County, NJ
Posts: 71
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Try Progressive, paying $121.51 a month for my Class A
__________________
David
2023 Georgetown GT5 34H5
Towing: 2013 MINI Cooper S
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06-05-2023, 02:15 PM
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#3
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Senior Member
Join Date: Jan 2020
Posts: 4,854
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$132/year with State Farm. But I have a whole bunch of other policies with them too. ($US)
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06-05-2023, 03:25 PM
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#4
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Junior Member
Join Date: Feb 2023
Location: Central Ontario
Posts: 13
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I called up seeral companies. Here are some of the quotes I received. Standard conditions.
Aviva $599/year
TD insurance $380 ($336 bare bones insurance)
Some inusrance associated with INOVA $575.64
Echelon - never called back
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06-05-2023, 05:00 PM
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#5
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Senior Member
Join Date: May 2019
Posts: 4,330
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Quote:
Originally Posted by David-NJ
Try Progressive, paying $121.51 a month for my Class A
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Are you certain Progressive insurance policies can even be bought in Canada? I searched, and the two web sites I found that mentioned it said Progressive wasn’t available there.
__________________
2020 Sunseeker 2440DS on 2019 Ford E-450, Trekker cap, Topaz paint
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06-05-2023, 05:02 PM
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#6
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Senior Member
Join Date: May 2019
Posts: 4,330
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Quote:
Originally Posted by NavyLCDR
$132/year with State Farm. But I have a whole bunch of other policies with them too. ($US)
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I found this on line:
“State Farm no longer operates in Canada. State Farm conducted business in Canada for decades and provided coverage in Alberta, Ontario, and New Brunswick. In 2015, its Canadian book of business was purchased by the Desjardins Group, making the State Farm brand officially defunct in Canada.”
And this:
“State Farm is an international insurance carrier that sold its Canadian operations to Desjardins Financial Security Life Assurance Company. Desjardins initially maintained the State Farm Canada name until they rebranded in 2017, and did away with the State Farm name.”
So if this is true, State Farm wouldn’t do much good for the OP.
__________________
2020 Sunseeker 2440DS on 2019 Ford E-450, Trekker cap, Topaz paint
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06-05-2023, 06:07 PM
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#7
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Senior Member
Join Date: Sep 2020
Location: Maine
Posts: 1,506
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Quote:
Originally Posted by NavyLCDR
$132/year with State Farm. But I have a whole bunch of other policies with them too. ($US)
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I am paying $316 per year with State Farm. But of course the Devil is in the details. I also bundle all my insurances with State Farm.
So, the question for all is what are you getting for your premium?
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2018 Coachmen Freedom Express Liberty Edition 231RBDSLE
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06-06-2023, 07:56 PM
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#8
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Senior Member
Join Date: Oct 2019
Posts: 479
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Its costs me about 446 a year insurance for my 2016 rockwood TT, but thats a bundle price, as i have 3 vehicles and a residence with state farm.
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06-07-2023, 07:52 AM
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#9
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Senior Member
Join Date: May 2019
Posts: 4,330
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Too bad for the OP, as his or her thread went off the rails at post #2. The subject was supposed to be travel trailer insurance choices available in Ontario, Canada.
kenandterry, can you help out here?
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2020 Sunseeker 2440DS on 2019 Ford E-450, Trekker cap, Topaz paint
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06-07-2023, 08:17 AM
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#10
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Kanadian Kamper
Join Date: Sep 2010
Location: Southern Ontario
Posts: 8,129
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Quote:
Originally Posted by RVon
Hi, can you recommend a good and well priced trailer insurance? (for 2019 Coachmen Apex Nano) I am in Ontario. So far the quotes ranged between $336 (but with high car insurance) to $599 by an RV-only insurance (Aviva). All the posts I found regarding insurance are from 10 years ago, so I am hoping for current information. Has anyone used RecProtect? https://recprotect.ca
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I got tired of searching out quotes over the years. Our motorhomes have been insured with Wayfarer RVInsurance whose underwriter is Avila. Insurance is no bargain anywhere, and I’ve never made a claim. Your quote of even $599 is better than my motorhome insurance, but i guess it’s because I have an entire vehicle under my RV.
StateFarm is now Desjardins as was previously mentioned.
Good luck.
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Ken and Terry
2018 Sunseeker 2430S-CD, nicely modified and carried by a 2017 Ford E450 Sport
Former Georgetown 330TS owner for 10 years with more mods than I can count, pushed by our 2017 GMC Terrain
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06-07-2023, 08:14 PM
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#11
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Member
Join Date: Aug 2022
Posts: 85
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Try Intact. Aviva (wayfarer) wont insure you if the unit is out of ONTARIO for more than 6 months, which is absurd.
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06-12-2023, 11:55 AM
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#12
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Member
Join Date: Mar 2022
Posts: 33
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I pay $444/yr w/full coverage for my 2018 Microlite 21DS w/Economical..
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06-15-2023, 06:28 PM
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#13
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Senior Member
Join Date: Aug 2016
Location: GTA
Posts: 133
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Quote:
Originally Posted by RVon
Hi, can you recommend a good and well priced trailer insurance? (for 2019 Coachmen Apex Nano) I am in Ontario. So far the quotes ranged between $336 (but with high car insurance) to $599 by an RV-only insurance (Aviva). All the posts I found regarding insurance are from 10 years ago, so I am hoping for current information. Has anyone used RecProtect? https://recprotect.ca
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I used their site to prepare a quote. My 2017 Venture Sonic 168VRB valued at $20k, $500 deductible was $217 Cdn. I called and their admin fee is $10.50. With tax@13% it was $70 cheaper than Dejardins (same coverage). Still on the fence whether I switch for $70.
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06-15-2023, 08:15 PM
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#14
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I'm Lost
Join Date: Mar 2014
Location: Algonquin Provincial Park, Ontario
Posts: 1,335
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I'll have to check but I believe I'm with Aviva.
35' Rockwood Sig. 8310SS, my replacement value of $25K. My premium is $355/year.
(I'm upping it to $35K on the renewal later in July).
I have been told there are only two RV insurers in Ontario.
.
__________________
Geoff, Francesca and Lucy the Golden holy terror (I mean retriever, BD Nov. 2018)
2023 F150 Screw, 3.5L, HDPP, LT tyres.
2013 Rockwood Signature 8310SS
2023 F150 Lariat 502A (After all rebates, price protection and dealer discounts, I saved $12,600Cdn. (Cavalcade Ford). If pays to shop dealers! (April 2023)
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06-16-2023, 06:36 AM
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#15
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Senior Member
Join Date: Sep 2020
Location: Maine
Posts: 1,506
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Quote:
Originally Posted by BehindBars
Too bad for the OP, as his or her thread went off the rails at post #2. The subject was supposed to be travel trailer insurance choices available in Ontario, Canada.
kenandterry, can you help out here?
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You have been around the Forum for a while and should know that any thread in this type of forum is hit or miss-no big deal, really?
__________________
2018 Coachmen Freedom Express Liberty Edition 231RBDSLE
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06-16-2023, 07:12 AM
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#16
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Senior Member
Join Date: Aug 2018
Location: Richmond VA
Posts: 4,515
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No help for Canucks but USAA is $30.50/year for my Roo trailer in Virginia (states regulate insurance in the US). This is merely a trailer, not a self propelled vehicle.
-- Chuck
__________________
2006 Roo 23SS behind a 2017 Ford Expedition
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