RV News RVBusiness 2021 Top 10 RVs of the Year, plus 56 additional debuts and must-see units → ×


Reply
 
Thread Tools Display Modes
Old 01-15-2018, 10:13 AM   #101
Senior Member
 
RedLdr1's Avatar
 
Join Date: Oct 2014
Location: North Georgia
Posts: 1,950
-Or-

C) "Loose" a $1500 "cash" rebate but get 0.0% APR financing for 72 months. Since my investments are doing very well I saw no reason to pay cash. Instead I chose to use Ford's money, for the cost of the $1500 rebate, for the next six years...

I always do the math both ways....
__________________
Wayne and Christine
2020 Ford F-150 Lariat SuperCrew FX4, 3.5L, Max Trailer Tow Package, 7000# GVWR
RedLdr1 is offline   Reply With Quote
Old 01-15-2018, 10:16 AM   #102
Senior Member
 
Join Date: May 2014
Location: Ontario, Canada
Posts: 145
Send a message via Skype™ to stillontheroad
Quote:
Originally Posted by Captain America View Post
I'm about 15 years till retirement, so that is still a ways off.

I do not mind financing a RV. Can I save for a few years and pay cash, sure I can. However, that's a few years I will not be camping with my family. Do I pay interest to spend time camping sooner with my family, Absolutely! I just try to pay the least amount of interest.

I see it as buying time, I'm only on this earth once with my family and if it cost me to spend on interest.....Well worth it!!!
Right on , Captain America. Life can be far too short to postpone doing what you want to do. We started travelling camping many years ago and have been doing so for more than 20 years... then two strokes and a quad bypass interrupted our plans. Do it while you can. Wait and you may not be able to. In retrospect, at 80, we are now sorry we did not start much earlier.
stillontheroad is offline   Reply With Quote
Old 01-16-2018, 04:27 PM   #103
Member
 
david_reaves's Avatar
 
Join Date: Jan 2017
Location: Central Texas
Posts: 332
Quote:
Originally Posted by Captain America View Post
I'm about 15 years till retirement, so that is still a ways off.

I do not mind financing a RV. Can I save for a few years and pay cash, sure I can. However, that's a few years I will not be camping with my family. Do I pay interest to spend time camping sooner with my family, Absolutely! I just try to pay the least amount of interest.

I see it as buying time, I'm only on this earth once with my family and if it cost me to spend on interest.....Well worth it!!!
Yep! Bought my first RV on credit, so I could spend quality time with my wife and two daughters. We started when they were in elementary-aged kids. It was especially important to me since I have kidney disease and don't expect to have a long retirement. That first camper was almost 20 years ago and was the start of priceless memories. The time with my family was more than worth the interest payment.
david_reaves is offline   Reply With Quote
Old 01-16-2018, 05:12 PM   #104
Member
 
Join Date: Sep 2015
Location: davis ca
Posts: 50
The loan on an RV qualified as a second mortgage prior to the new tax bill just signed. I'm assuming that will continue. In my circumstances it definitely is a plus. Very few things receive such preferential tax treatment.
marcfriedman is offline   Reply With Quote
Old 01-18-2018, 06:00 PM   #105
Member
 
MSB68's Avatar
 
Join Date: Apr 2015
Location: Urbandale, IA
Posts: 57
We financed our MH through our local Dealer (not CW, by the way). I told them I could only make a payment of so much per month. They went to a bank that gave us a 3.10% rate and made the monthly payment into what I wanted. No hidden fees from dealer and they even stated that the extended warranty they sold was too expensive and told me about other extended warranties that were half the price that I could buy on my own; which I did when our warranty was up. Video may be for this dealer to drum up new business, but it is also so true about how CW does business. So thanks for posting it.
__________________
Mike & Sherry
2015 Georgetown 329
Toad: 2014 Honda CRV EX-L
Days Camped 2017 = 56
Days Camped 2018 = 74
MSB68 is offline   Reply With Quote
Old 01-28-2018, 01:00 PM   #106
Permanent fifth wheel
 
Join Date: May 2013
Location: Birmingham, AL
Posts: 16
Quote:
Originally Posted by Wobbles View Post
I have no affiliation with any party in this video other than a purchase I made where I paid only the advertised online price. I am satisfied completely with my purchase. Actually I was shocked to find out who was making this video...



I post this as an informational thought for those that are about to purchase. It is all about sales tactics and things to look for. This contains a pretty strong example that I am sure will make the news. Watch it before the CW lawyers shut it down.



https://vimeo.com/cheyennecampingcenter



PS. Do not kill the messenger.


The video is not approved or taken down. Send me the direct link please
355re is offline   Reply With Quote
Old 01-28-2018, 01:02 PM   #107
Permanent fifth wheel
 
Join Date: May 2013
Location: Birmingham, AL
Posts: 16
Quote:
Originally Posted by 355re View Post
The video is not approved or taken down. Send me the direct link please


Disregard I found it.
355re is offline   Reply With Quote
Old 01-28-2018, 05:55 PM   #108
Senior Member
 
Join Date: Jul 2017
Location: California
Posts: 7,616
Quote:
Originally Posted by marcfriedman View Post
The loan on an RV qualified as a second mortgage prior to the new tax bill just signed. I'm assuming that will continue. In my circumstances it definitely is a plus. Very few things receive such preferential tax treatment.
For 2018, the standard deduction for a married couple is $24K. There will be a lot less people that will be able to make it worth to itemize anymore.
babock is offline   Reply With Quote
Old 01-28-2018, 06:06 PM   #109
Senior Member
 
Join Date: Jun 2012
Posts: 10,907
Quote:
Originally Posted by babock View Post
For 2018, the standard deduction for a married couple is $24K. There will be a lot less people that will be able to make it worth to itemize anymore.
Well, on the bright side, that will simplify taxes for a lot of us.
__________________
1988 Coleman Sequoia - popup (1987-2009) - outlasted 3 Dodge Grand Caravans!
2012 Roo19 - hybrid (2012-2015)

2016 Mini Lite 2503S - tt (2015 - ???)
2011 Traverse LT, 3.6L, FWD
2009 Silverado 1500 Ext Cab, 5.3L, 4x4, 3.73
2016 Silverado 2500HD Dbl Cab, 6.0L 4x4, 4.10
rockfordroo is offline   Reply With Quote
Old 01-28-2018, 06:11 PM   #110
Senior Member
 
Join Date: Jul 2017
Location: California
Posts: 7,616
Quote:
Originally Posted by rockfordroo View Post
Well, on the bright side, that will simplify taxes for a lot of us.
I heard the number of returns that itemize is currently 30%. The estimate is that it will drop to 5%.
babock is offline   Reply With Quote
Old 01-28-2018, 06:24 PM   #111
Senior Member
 
Join Date: Jun 2012
Posts: 10,907
Well, so far, they haven't simplified it entirely. The REALLY simple form says the following:
How much did you make last year? ________

Send it in.
__________________
1988 Coleman Sequoia - popup (1987-2009) - outlasted 3 Dodge Grand Caravans!
2012 Roo19 - hybrid (2012-2015)

2016 Mini Lite 2503S - tt (2015 - ???)
2011 Traverse LT, 3.6L, FWD
2009 Silverado 1500 Ext Cab, 5.3L, 4x4, 3.73
2016 Silverado 2500HD Dbl Cab, 6.0L 4x4, 4.10
rockfordroo is offline   Reply With Quote
Old 01-28-2018, 06:28 PM   #112
Senior Member
 
Join Date: May 2017
Posts: 173
Sounds like California.
otrtrucker is offline   Reply With Quote
Old 01-28-2018, 08:51 PM   #113
Member
 
Join Date: Sep 2015
Location: davis ca
Posts: 50
Depends on if u also have a good home mortgage but also work part time and are on Medicare. If u play the numbers right especially if u can for a few years have retirement contributions , ucan literally if also 1099 earnings , pay ZERO income taxes my friend. And because he didn't want to ride up his core he apparently is not going to change the mortgage deductibity if u r not into super jumbo numbers. Basically a mortgage interest of 20+k / yr is really going to superchage the mileage and other business deductions. So in no







I always suggest you call a
realCPA firm. Yea they are pricey but usually if u do have some kind of income stream most likely they will pay for themselves multtimes for u.
marcfriedman is offline   Reply With Quote
Old 04-03-2018, 07:04 PM   #114
Junior Member
 
Join Date: Mar 2018
Posts: 20
jaybe

Chris,
Your write-off (deduction) for interest is not going to nearly make up for the out of pocket costs you will pay in interest. Borrowing money at interest never makes sense unless you have to. Pay cash. And Write is spelled write, not wright.
jaybe is offline   Reply With Quote
Old 05-23-2018, 12:05 PM   #115
Junior Member
 
Join Date: May 2018
Location: Las Vegas, Nv
Posts: 27
Quote:
Originally Posted by frostriver View Post
Well that didnít take long... Video already removed. Thx for trying
I just watched it and thanks being a newbie to trailers I am extremely happy I was steered away from Camping World due to their customer service and repair issues.
__________________
Dana & Kathy
2018 Wildwood 27TDSS
2014 Ram 1500
Kstan529 is offline   Reply With Quote
Old 08-13-2018, 08:48 AM   #116
GOODBYE SUIT - HELLO RV!!
 
Join Date: Mar 2018
Posts: 426
Sales Tactics Exposed - CW

Edit by site team: Thread merged with previous one on same subject.

Saw this on the IRV2 forum....kind of lengthy but excellent tips about RV dealerships, speaks mainly to CW pressure tactics but it could be any dealer - worth a look if you are shopping....

__________________
LIVE-LOVE-CAMP
2019 Rockwood 2104s w/Equalizer 4-point WDH
2017 Ford Expedition 4WD 3.5L TwinTurbo V6 w/Heavy Duty Tow Pkg (Artemis)
2017 Ford Mustang GT Premium California Special Convertible (The Beast)
2006 Ford Mustang 3.0 V6 Convertible (Lil' Blue)
HappyCamper1962 is offline   Reply With Quote
Old 08-14-2018, 07:20 AM   #117
Senior Member
 
SeaDog's Avatar
 
Join Date: Jan 2016
Location: Idaho
Posts: 7,857
Long but interesting seems he is in a fight with CW and he seem to actually care about the RV buyer. 1. Read the fine print. 2. compare extended warranties 3. compare interest rates. 4. Read company reviews Overall a very informative video
__________________
Retired Navy
Jake my sidekick (yellow Lab) 10/04 - 05/20
2017 RAM 2500 CC 4X4 Cummins Diesel
2016 Flagstaff 26 FKWS
AF&AM & El Korah Shrine of Idaho
SeaDog is offline   Reply With Quote
Old 08-15-2018, 07:20 PM   #118
GOODBYE SUIT - HELLO RV!!
 
Join Date: Mar 2018
Posts: 426
Agreed, good synopsis. I've purchased from CW and the sales process was agonizing. They really try to wear you down and the stack of paperwork they make you sign is staggering. Takes hours. My new Rockwood is my second TT purchased at RVOne, the first in Orlando and the second in Tampa. Both times, there were about 4 pieces of paper to sign at closing and the entire deal was done in about 15 minutes. No pressure. No BS. I will DEFINITELY buy from RVOne again. I haven't used their service department yet, but they sent a mobile technician out to fix something minor which I thought was awesome.
__________________
LIVE-LOVE-CAMP
2019 Rockwood 2104s w/Equalizer 4-point WDH
2017 Ford Expedition 4WD 3.5L TwinTurbo V6 w/Heavy Duty Tow Pkg (Artemis)
2017 Ford Mustang GT Premium California Special Convertible (The Beast)
2006 Ford Mustang 3.0 V6 Convertible (Lil' Blue)
HappyCamper1962 is offline   Reply With Quote
Old 08-15-2018, 08:33 PM   #119
Member
 
Join Date: Jul 2018
Posts: 83
Quote:
Originally Posted by HappyCamper1962 View Post
Agreed, good synopsis. I've purchased from CW and the sales process was agonizing. They really try to wear you down and the stack of paperwork they make you sign is staggering. Takes hours. My new Rockwood is my second TT purchased at RVOne, the first in Orlando and the second in Tampa. Both times, there were about 4 pieces of paper to sign at closing and the entire deal was done in about 15 minutes. No pressure. No BS. I will DEFINITELY buy from RVOne again. I haven't used their service department yet, but they sent a mobile technician out to fix something minor which I thought was awesome.
That's a shame. I just bought a new TT, not from CW. We arrived at the dealer at 9:45 am, looked at 3 different trailers besides the one we had our eye on, then decided to go with the one we originally de ided on. A couple phone calls to the finance company and insurance company, and we were out the door with trailer in tow by noon. No reason to take any longer than a few hours.
poriggity is offline   Reply With Quote
Old 08-16-2018, 11:15 AM   #120
Senior Member
 
DKRITTER's Avatar
 
Join Date: May 2014
Location: Haslet Texas
Posts: 774
Almost always the tactics, attitude and integrity come from the top of any organization. Everyone looks to the top individual and emulates that in some form or another.
It's been my experience when a company is first and foremost concerned with numbers they tend to put integrity and the customer far down on the list of priorities.
__________________
Former Owner of
2016 Cedar Creek 36 POS (My Last FR Product)
DKRITTER is offline   Reply With Quote
Reply

Tags
dealer

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


» Featured Campgrounds

Reviews provided by

Disclaimer:

This website is not affiliated with or endorsed by Forest River, Inc. or any of its affiliates. This is an independent, unofficial site.



All times are GMT -5. The time now is 03:34 AM.