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02-23-2020, 08:57 AM
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#1
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Senior Member
Join Date: Aug 2015
Posts: 108
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Avoid CC Foreign Transaction fees
While traveling through Canada which credit cards have you found best to use to avoid the 3% foreign transaction fees?
Thanks,
David
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02-23-2020, 01:02 PM
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#2
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Senior Member
Join Date: Feb 2018
Location: Alaska
Posts: 1,183
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Quote:
Originally Posted by DavidAndDonna
While traveling through Canada which credit cards have you found best to use to avoid the 3% foreign transaction fees?
Thanks,
David
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I have an American Express through USAA and an Alaska Airlines VISA and neither one charges a foreign transaction fee.
__________________
2019 Silverado LTZ 1500 6.2L 10 Speed 3.42 Max Trailering Package
2018 Freedom Express 192RBS
2022 Highland Ridge Open Air Lite Range 17BH
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02-23-2020, 01:06 PM
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#3
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Trailer Park Supervisor
Join Date: Sep 2018
Location: Northern NJ
Posts: 8,626
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I like my Chase Sapphire. I pay an annual fee, but the no transaction fees for international travel and double points are worth it.
*Sapphire Preferred
__________________
2019 Rockwood Geo Pro G19FD w/off road package
2015 Ford F150 XLT Super Cab 4x4 V8
Yes, I drink the water!
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02-23-2020, 01:12 PM
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#4
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Censored Member
Join Date: Dec 2015
Posts: 342
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I use a Capital One credit card and there are no foreign transaction fees and also no annual fees.
Regardless of the credit card you use, interest rates are ridiculously high so I pay mine off every month.
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02-23-2020, 01:16 PM
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#5
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Site Team
Join Date: Jan 2007
Location: Goodyear, Arizona
Posts: 33,845
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Quote:
Originally Posted by AlaskaErik
I have an American Express through USAA and an Alaska Airlines VISA and neither one charges a foreign transaction fee.
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Depends on which American Express you have. We had been AMEX customers for over 30 years. We advised them we were visiting Europe and asked if there would be any transaction fees. We were told no but when we got back, we had all kinds of transaction fees.
We asked to talk to a supervisor, who told us our particular AMEX card had changes and those fees now are standard. We told him that we had checked with them before we left and were told that they weren't going to be charged. He told us we should have read the contract fine print and refused to reimburse us.
I told him that I couldn't believe how he was treating a 30+ years customer and I would cancel our AMEX card. His response was "Do what you gotta do!"
Needless to say, we will never be an AMEX card holder again.
__________________
Dan-Retired California Firefighter/EMT
Shawn-Musician/Entrepreneur/Wine Expert
and Zoe the Wonder Dog(R.I.P.) 
2016 PrimeTime TracerAIR 255, pushing a 2014 Ford F150 SCREW XTR 4x4 3.5 Ecoboost w/Max Tow Package
4pt Equal-i-zer WDH and 1828lbs of payload capacity
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02-23-2020, 01:30 PM
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#6
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Senior Member
Join Date: Sep 2016
Location: ALASKA (World's Biggest Campground)
Posts: 6,749
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Quote:
Originally Posted by AlaskaErik
I have an American Express through USAA and an Alaska Airlines VISA and neither one charges a foreign transaction fee.
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X2.
__________________
'07 K3500 Silverado LT Crew Duramax (LBZ)
2016 Salem 27RKSS
1984 CHEV SCOTTSDALE K20 2GCGK24J0E1XXXXXX (Chevrolet Legends-Class of 2019)
"...exhaust fluid? We don't need no stinkin' exhaust fluid"
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02-23-2020, 02:06 PM
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#7
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Member
Join Date: Jun 2017
Location: Edmonton, Alberta
Posts: 95
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More and more Canadian retailers are no longer accepting AMEX because of high retailer fees. Visa and MC are welcome just about everywhere.
__________________
2017 RiverStone Legacy 38FB
2018 Ram DRW, long box, Aisin, 4:10
B & W Companion
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02-23-2020, 02:45 PM
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#8
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Junior Member
Join Date: Apr 2019
Posts: 25
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CC transaction fee
Many cards do not have a transaction fee per se but roll the fee into a less favorable exchange rate. Since the exchange rate is constantly changing it is difficult to compare. I know when I buy $US the quoted rate is only good for three minutes! The card issuer is going to make a profit one way or another and of course that's how they stay in business.
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02-23-2020, 02:46 PM
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#9
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Senior Member
Join Date: Aug 2015
Posts: 108
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Quote:
Originally Posted by NJKris
I like my Chase Sapphire. I pay an annual fee, but the no transaction fees for international travel and double points are worth it.
*Sapphire Preferred
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i seen good reviews about the Sapphire card, just not sure about the annual fee.
thanks
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02-23-2020, 02:49 PM
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#10
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Senior Member
Join Date: Aug 2015
Posts: 108
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Quote:
Originally Posted by ManlyMan
I use a Capital One credit card and there are no foreign transaction fees and also no annual fees.
Regardless of the credit card you use, interest rates are ridiculously high so I pay mine off every month.
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thanks for the input, i seen some good reviews on this card!
payoff every month goes without saying.
thx
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02-23-2020, 03:02 PM
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#11
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Site Team
Join Date: Jan 2007
Location: Goodyear, Arizona
Posts: 33,845
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Quote:
Originally Posted by Albertaslim
More and more Canadian retailers are no longer accepting AMEX because of high retailer fees. Visa and MC are welcome just about everywhere.
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Yep, on our 2016 6 week trip to Europe, only a handful of places accepted AMEX. And it used to be THE card for international travelers.
__________________
Dan-Retired California Firefighter/EMT
Shawn-Musician/Entrepreneur/Wine Expert
and Zoe the Wonder Dog(R.I.P.)
2016 PrimeTime TracerAIR 255, pushing a 2014 Ford F150 SCREW XTR 4x4 3.5 Ecoboost w/Max Tow Package
4pt Equal-i-zer WDH and 1828lbs of payload capacity
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02-23-2020, 03:04 PM
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#12
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Member
Join Date: Mar 2014
Location: Illinois
Posts: 95
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I 'm pretty certain that all Capitol One cards have no foreign transaction fees.
__________________
Matt
2018 F250
2014 Salem Hemisphere 282RK
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02-23-2020, 03:55 PM
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#13
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Member
Join Date: Jul 2019
Location: CO
Posts: 73
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The Costco Visa does not charge foreign transaction fees.
__________________
SJB
2020 Rockwood 2608BS
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02-23-2020, 04:03 PM
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#14
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Senior Member
Join Date: Jun 2011
Posts: 251
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We use our bank’s debit card, 1% fee, instant exchange rate, just have to make sure we tell them where we are going
__________________
Jim & Pam
2017 Ram 3500, Crew Cab Diesel Dually
2014 Hemisphere 327res
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02-23-2020, 04:08 PM
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#15
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Senior Member
Join Date: Jun 2015
Location: Where the wheels get parked
Posts: 678
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Quote:
Originally Posted by SJB
The Costco Visa does not charge foreign transaction fees.
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X2
__________________
See you down the road. ;
Ken and Denise new SOB Imagine2019 2850mk 2017 Ram 2500 ctd.
previous 2015 shamrock23s,2015 Ram Eco diesel
previous 1997 coleman highlander pup,1994 35rb Vectra,diesel,2007 Fleetwood arcadia pup.2005 ram
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02-23-2020, 04:20 PM
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#16
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Senior Member
Join Date: Jan 2014
Location: Mount Dora FL
Posts: 179
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b of A
Bank of america. Dont forget to tell them your going whatever card your using.
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02-23-2020, 04:22 PM
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#17
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Senior Member
Join Date: Aug 2015
Posts: 108
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Quote:
Originally Posted by Lowes48fan1
I 'm pretty certain that all Capitol One cards have no foreign transaction fees.
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yea we're finding some of the Capitol One cards don't have the foreign transaction fees.
also just found a US BAnk Flexperks Travel Award card that looks like it may work as well.
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02-23-2020, 04:24 PM
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#18
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Senior Member
Join Date: Aug 2015
Posts: 108
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Quote:
Originally Posted by JP Camper
We use our bank’s debit card, 1% fee, instant exchange rate, just have to make sure we tell them where we are going
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we're considering the debit card...just gives me the hebe jebe's thinking it's on our account. God forbid someone got the numbers from a debit card
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02-23-2020, 04:39 PM
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#19
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Site Team
Join Date: Mar 2008
Location: Louisville, KY
Posts: 10,525
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Capital One no fees and you don't have to tell them you're going.
__________________
Peace!
Dan & Rita D
2017 Nissan Titan 5.6L King cab 4wd
2016 Evergreen Everlite 242RBS
29' empty nest model. Blue Ox WD hitch
(1 queen bed, large main cabin and huge bathroom)
Camping days 2010-53, 2011-47, 2012-41, 2013-41, 2014-31, 2015-40, 2016-44, 2017-63, 2018-75, 2019-32, 2020-41, 2021-49, 2022-43, 2023-66
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02-23-2020, 05:39 PM
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#20
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Senior Member
Join Date: Jan 2018
Location: Raleigh, NC
Posts: 9,616
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Costco Visa
Quote:
Originally Posted by JP Camper
We use our bank’s debit card, 1% fee, instant exchange rate, just have to make sure we tell them where we are going
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Costco Visa. You don't have to tell them. When you book any foreign travel, you get an email saying "You have booked travel to [area]. We will allow charges in that region."
__________________
Larry
"Everybody's RV is not like your RV."
"Always take pictures with the button on the right."
"Always bypass the water heater before opening the low-point drains."
Sticks and Bricks: Raleigh, NC
2008 Cherokee 38P: at Ivor, VA permanently
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