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07-01-2020, 02:16 PM
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#1
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Senior Member
Join Date: Jun 2020
Posts: 1,267
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Insurance Providers for new 5th wheel
Rather than suffer the wrath of posting in a year old thread, getting the holy old port batman, I have a simple question.
Just bought, well made a down payment, haven't officially signed yet, on a Cherokee AW 3660, and need to insurance. My old trailer, a Coleman 264BH is/was with Gieco. Before I call and have policies switched out, I want to get a list of other insurers and get some quotes since I have a week before I can pick it up.
Currently trying to get a quote with Good Sam, but the trailer isn't listed. 
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07-01-2020, 02:24 PM
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#2
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Part-Time Campground Host
Join Date: Jul 2019
Location: Upstate NY
Posts: 3,187
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If you are a Vet, call USAA. Best there is! 
__________________
Craig & Cath
2018 2902WS Rockwood Ultra Lite (with tons of Mods)
2022 F250 Lariat Super Cab, 7.3 gas w/10 Spd Xmsn
Equalizer Hitch w/4-Point Sway Control
Days camped since 2015(retirement): 1687
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07-01-2020, 02:53 PM
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#3
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Junior Member
Join Date: May 2019
Location: Bokeelia, Florida
Posts: 19
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Progressive
Progressive does an excellent job also. They include replacement of the trailer and road service. I had a $1200 bill to get my truck and trailer off Bozeman Pass, they reimbursed me without a hassle.
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07-01-2020, 02:56 PM
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#4
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Senior Member
Join Date: Jan 2020
Posts: 4,866
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State Farm
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07-01-2020, 02:58 PM
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#5
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Senior Member
Join Date: Feb 2012
Location: Wisconsin
Posts: 13,738
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We have had Progressive for about 12 years.
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07-01-2020, 03:00 PM
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#6
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Senior Member
Join Date: Jul 2019
Location: Gibsonville, NC
Posts: 575
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Progressive here.
We had to file a few claims over the years (2 due to tire blow outs which shredded the side of the camper) and they handled them end to end for us.
We also like their replacement cost coverage so as to not worry about depreciation.
__________________
2019 Cedar Creek Silverback 37MBH
TV: 2017 Ford F350 CC DRW King Ranch
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07-01-2020, 03:03 PM
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#7
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Senior Member
Join Date: Sep 2019
Location: Shady Cove, OR
Posts: 110
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USAA has been on the high side each time I look for quotes on bundling. We have Amica which is also highly rated and have received good service from them.
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07-01-2020, 03:46 PM
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#8
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Senior Member
Join Date: Oct 2019
Posts: 479
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Safeco (brown and brown of kentucky), i had a 33 foot chaparral 5th wheel (284rl), it costs me $506.00) for 12 months. They are cheaper cost than anyone else..
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07-01-2020, 05:49 PM
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#9
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Senior Member
Join Date: Jun 2020
Posts: 1,267
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So far quotes are coming back at nearly 10 times what the Coleman costs me. Been on hold for 90 minutes now trying to get the old one off my policy and get a quote from Gieco. Ridiculous. 15 minutes, got someone, who transferred me to RV, then the call dropped. Been in queue now for 56 minutes on the third call attempt.
So sick of hearing use the mobile app or online. I CAN'T use the app or ONLINE. it won't let me!
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07-01-2020, 07:46 PM
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#10
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Senior Member
Join Date: Jun 2015
Location: Payson, AZ
Posts: 3,874
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are you looking just for a trailer policy or do you want to bundle house, auto, trailer? bundle prices may be different than the individual policies but they usually have some good discounts. try going to an independent agent that can shop across companies for you. i used on and ended up with progressive but then the raised the rates. i am now using a captive agent for american family but their price for the bundle was the best i could find.
__________________
2015 cardinal model 3825fl
2015 dodge ram 3500 dually
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07-01-2020, 08:05 PM
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#11
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Senior Member
Join Date: Jul 2017
Location: Suffolk, Va.
Posts: 1,413
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Usaa actually uses Progressive for their boat, RV and motorcycle insurance. Progressive thru USAA is good.
__________________
Michael & Fran Dilday (Baxter & Honey 2 Labs)
'18 Cedar Creek Champagne 38EL - '17 Ford F350 Lariat DRW w/Reese hitch - TST 507 Color TPMS - Garmin RV 770 LMT GPS
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07-01-2020, 08:14 PM
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#12
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Senior Member
Join Date: Jun 2020
Posts: 1,267
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After nearly 2 hours on the phone, 90 minutes or more on hold, I finally got the old Coleman removed, and got quote, with replacement coverage, on the new one. Went from $115 every 6 months to $220 every 6 months. Sticking with Gieco for now. Comprehensive is the main thing on it since it sits most of the time. So $36 a month vs $159 for the others, including Progressive.
Thanks for the inputs for the various providers. I haven't heard back from Safeco, but from several of the others. Not a Vet so don't qualify for USAA.
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07-02-2020, 02:08 PM
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#13
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Junior Member
Join Date: Jul 2019
Location: Encinitas
Posts: 22
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National General
You might give National General a call at 877-849-9022. I have been a USAA member for over 45 years and they were higher than Nat Gen. The dealer from whom we purchased our trailer recommended Nat Gen. I could not get other agencies to respond. We have a 2019 Forest River Coachmen Clipper Cadet.
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07-02-2020, 02:18 PM
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#14
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Senior Member
Join Date: Apr 2016
Posts: 335
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Cincinnati Insurance...RV, House, cars, golf car, utility trailer and an umbrella liability of $1,000,000.00
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07-02-2020, 02:21 PM
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#15
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Senior Member
Join Date: Jan 2018
Location: Vancouver, WA
Posts: 185
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National General Insurance was the best bet for us... according to our agent, a lot of insurers won't insure if it is stationary like ours.
Ronald L. Jarvie
Overland Insurance Services
800-677-4027
480-994-9584
800 282-1446 claims
18842 East Via Del Oro. Queen Creek, AZ 85142-4063
www.rvins.com/contact.htm
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07-02-2020, 02:38 PM
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#16
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Member
Join Date: Jan 2016
Posts: 91
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We have our cars on AAA and just added the new 5th wheel as an additional vehicle.
__________________
2020.5 Cedar Creek Hathaway 34IK
2023 GMC SierraHD Denali Ultimate 4WD DURAMAX
Bosco the Golden Doodle
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07-02-2020, 03:18 PM
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#17
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Senior Member
Join Date: May 2017
Posts: 672
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Quote:
Originally Posted by NavyLCDR
State Farm
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X2 I’ve used them for all my rv’s
__________________
Retired Auto body teacher
2021 Arctic Wolf 3550 Suite
2019 F-250 Lariat Super Crew 6.2
Having lots of Fun traveling with my wife 
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07-03-2020, 07:26 AM
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#18
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Back On The Go
Join Date: Dec 2015
Location: Central Texas
Posts: 272
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Quote:
Originally Posted by cboss
If you are a Vet, call USAA. Best there is! |
Been with USAA for over 50 years, but each time I call them about RV insurance they point me to a marketing partner because they don't actually have underwriters and insure directly for RVs they tell me. Good Sam and their partner National General have been the best for me for the last 2 years and handled a claim I had with efficiency.
__________________
2016 Georgetown 270S
2013 Ford C-Max Hybrid
2 Jamis Hybrid Bicycles
Not too serious about anything except what affects health and happiness. 
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