Journey with Confidence RV GPS App RV Trip Planner RV LIFE Campground Reviews RV Maintenance Take a Speed Test Free 7 Day Trial ×


Reply
 
Thread Tools Display Modes
Old 01-09-2023, 06:04 AM   #41
Senior Member
 
Join Date: Jun 2017
Posts: 1,943
Quote:
Originally Posted by TitanMike View Post
Some institutions, often with good rates, won't finance RV's.

Probably have had to repo too many and took a bath on the resale.

Sent from my SM-N950U1 using Forest River Forums mobile app


Yes many RV dealers out of necessity have learned to play with numbers. Great example I have been able to buy all my RV with no money down. This is the worst way to buy and I will never have equity unless I win the lottery or mothball my trl for next ten years while making double payments. I represent a large number of RV buyers. My current trl MSRP was 97k on sell for $67 k . My trade in was valued at $37k ( MSRP $70K but most dealers had 20K off) I was upside down when I bought the ElkRidge but they manipulated numbers I was financed at 98% of the MSRP. No money down. That left me even further upside down I am now financing 104% of the $97K MSRP on a that if I default on might bring the bank $75 if lucky.
moose074 is offline   Reply With Quote
Old 01-09-2023, 08:11 AM   #42
Who Dares, Wins
 
doc73's Avatar
 
Join Date: May 2012
Location: Chester County, PA
Posts: 7,044
Quote:
Originally Posted by TitanMike View Post
Some institutions, often with good rates, won't finance RV's.

Probably have had to repo too many and took a bath on the resale.

Sent from my SM-N950U1 using Forest River Forums mobile app
Our credit union will only finance an RV if it is a motorhome and they only do car rates up to 5 years financing
__________________

Pat, Jen, Heather & Sapphire, the head mouser.
2015 Chevy HD D-Max
2022 Impression 315MB
doc73 is offline   Reply With Quote
Old 01-09-2023, 09:07 AM   #43
Defender of America
 
Nick Danger's Avatar
 
Join Date: Sep 2020
Posts: 869
Quote:
Originally Posted by krazyk View Post
I could never tow my Harley on an open trailer or expose it to the elements.
I'm right there with you on this one! Never even sits outside at home.
__________________
Retired USAF
2021 Freedom Express 192RBS
2020 F150 STX 4X4 w/Coyote V8
Centerline TS WDH
2004 Heritage Softtail Harley Davidson
Nick Danger is offline   Reply With Quote
Old 01-09-2023, 09:13 AM   #44
Site Team
 
Join Date: Sep 2014
Location: Northen IL
Posts: 7,537
Wife and I aren't really in the market for a new one quite yet but we always like to look and see what's out there. Stopped at a dealership over the weekend and we found a couple that were ok but still not better than what we have.

We've noticed that in every single newer model there is at least one feature that we want/need that is missing. Although there are also a lot of new features that simply didn't exist when we bought.

The salesman insisted that right now is the best time to buy because prices will be going up soon. Then when we were looking at the numbers the monthly payments were more than double what we are currently paying.

Unless they come out with a model that we absolutely love and has everything we want, I think we will stick with what we have.
Iwritecode is offline   Reply With Quote
Old 01-10-2023, 11:16 AM   #45
Senior Member
 
Join Date: Aug 2021
Posts: 109
Quote:
Originally Posted by krazyk View Post
"get a regular full size 5th wheel instead"


Lol, thanks but the WP 315 is 40'7" long and 13'5" high. Hardly a small RV. It's the perfect size for the two of us, my Harley, and my SRW tow diesel. I think that one should list around high 80's to $90,000 MSRP.


About the video. I could never tow my Harley on an open trailer or expose it to the elements.
lol you could cover the harley so it wouldn't be exposed to the elements.

just saw this rear bumper mount for hauling motorcycle, only does 600lbs though....
Attached Thumbnails
Click image for larger version

Name:	Capture.JPG
Views:	33
Size:	79.5 KB
ID:	282980  
__________________
US Army Veteran
1st: 2021 Winnebago Minnie 2301BH (sold/traded in)
2nd: 2017 Forest River Wildcat 38MBX (current)
2015 RAM 2500 HD 4x4 4DR 6.7L Diesel

jimspencer741 is offline   Reply With Quote
Old 01-18-2023, 02:19 PM   #46
Senior Member
 
Join Date: Jan 2020
Posts: 265
Quote:
Originally Posted by moose074 View Post
Yes many RV dealers out of necessity have learned to play with numbers. Great example I have been able to buy all my RV with no money down. This is the worst way to buy and I will never have equity unless I win the lottery or mothball my trl for next ten years while making double payments. I represent a large number of RV buyers. My current trl MSRP was 97k on sell for $67 k . My trade in was valued at $37k ( MSRP $70K but most dealers had 20K off) I was upside down when I bought the ElkRidge but they manipulated numbers I was financed at 98% of the MSRP. No money down. That left me even further upside down I am now financing 104% of the $97K MSRP on a that if I default on might bring the bank $75 if lucky.



If the deal works for you, your happy with it, and plan on keeping the RV long term then its not a big deal. If you get some extra money sometimes, pay down the principal. That's we we have always done unless the loan was 0% interest.
krazyk is offline   Reply With Quote
Old 01-18-2023, 02:22 PM   #47
Senior Member
 
Join Date: Jan 2020
Posts: 265
Quote:
Originally Posted by jimspencer741 View Post
lol you could cover the harley so it wouldn't be exposed to the elements.

just saw this rear bumper mount for hauling motorcycle, only does 600lbs though....



Covers will scratch paint while they flap in the wind. A toy hauler works fine for us. We were just considering a new 5th wheel because of the current discounts.
krazyk is offline   Reply With Quote
Old 01-18-2023, 04:24 PM   #48
waybeck2018
 
waybeck2018's Avatar
 
Join Date: Sep 2018
Location: Central Alabama
Posts: 707
Quote:
Originally Posted by krazyk View Post
If the deal works for you, your happy with it, and plan on keeping the RV long term then its not a big deal. If you get some extra money sometimes, pay down the principal. That's we we have always done unless the loan was 0% interest.

I'm tired of lifting the Equalizer hitch. These old bones are weary of that. Early last week we found a used 2022 Class C. Perfect price. Had everything we were looking for. Dealer gave me an excellent trade just shy 2K for what I owed on the TT.

Then when the financing package was presented it was 7.35 % interest and required almost 7K down. Told them I'd let them know on Saturday.

Went home did some research and yes, we could afford all the rip off $ required down and interest. But common sense and a lack of confidence in the pending economy made me pause and decide to keep what I have. My TT has taken us many miles with very few problems, just regular maintenance.
Now I'll just convince my grandson to keep traveling with us to lift the hitch int the receiver. He told me he'd seriously consider it. Fingers crossed.
__________________
2012 F-250, 6.7 Super Duty Powerstroke; 2019 291 BR Primetime Tracer,
Days camped in 2018-61

Looking Forward to Completing This Map Soon !
waybeck2018 is offline   Reply With Quote
Old 01-18-2023, 05:04 PM   #49
Senior Member
 
Join Date: Jan 2018
Location: Raleigh, NC
Posts: 6,676
Easier way

Quote:
Originally Posted by waybeck2018 View Post
I'm tired of lifting the Equalizer hitch. These old bones are weary of that.
...
Now I'll just convince my grandson to keep traveling with us to lift the hitch int the receiver. He told me he'd seriously consider it. Fingers crossed.
You don't have to convince him to travel with you. All he has to do is drop by the day before you leave and again the day after you return. Have a nice cold one with him each time and have a pleasant chat.
__________________
Larry

Sticks and Bricks: Raleigh, NC
2008 Cherokee 38P: at Ivor, VA permanently
Larry-NC is offline   Reply With Quote
Old 01-19-2023, 07:11 AM   #50
Defender of America
 
Nick Danger's Avatar
 
Join Date: Sep 2020
Posts: 869
Quote:
Originally Posted by jimspencer741 View Post
lol you could cover the harley so it wouldn't be exposed to the elements.

just saw this rear bumper mount for hauling motorcycle, only does 600lbs though....
Haven't seen many Harley's that are under 600 lbs. I think the lightest is 800?
Plus - who would put a $40K motorcycle on a bumper?! Not me!
__________________
Retired USAF
2021 Freedom Express 192RBS
2020 F150 STX 4X4 w/Coyote V8
Centerline TS WDH
2004 Heritage Softtail Harley Davidson
Nick Danger is offline   Reply With Quote
Old 01-19-2023, 08:23 AM   #51
llr
Senior Member
 
Join Date: Feb 2017
Location: SW Ohio
Posts: 1,518
Quote:
Originally Posted by waybeck2018 View Post
I'm tired of lifting the Equalizer hitch. These old bones are weary of that. Early last week we found a used 2022 Class C. Perfect price. Had everything we were looking for. Dealer gave me an excellent trade just shy 2K for what I owed on the TT.

Then when the financing package was presented it was 7.35 % interest and required almost 7K down. Told them I'd let them know on Saturday.

Went home did some research and yes, we could afford all the rip off $ required down and interest. But common sense and a lack of confidence in the pending economy made me pause and decide to keep what I have. My TT has taken us many miles with very few problems, just regular maintenance.
Now I'll just convince my grandson to keep traveling with us to lift the hitch int the receiver. He told me he'd seriously consider it. Fingers crossed.
You could also look at an Anderson hitch which would be much lighter, if they are suitable for your trailer size.

Another choice would be a propride or probably the Hensley hitch. The Hensley head is non-adjustable so should be lighter then the pro pride. Either one will lighter then the equalizer, most of the weight stays on the trailer and is not removed unles you move it to another trailer
__________________
TT 2021 Grand Design 2800BH
Prior TT 2017 Flagstaff 831CLBSS Classic Ultra lite - SOLD 5/21
TV 2017 F150 6.5' bed 3.5 Eco-boost Max tow 1800lbs payload
prior TV 2014 Silverado 2500 HD
llr is offline   Reply With Quote
Old 01-22-2023, 08:46 AM   #52
Member
 
Join Date: Jul 2022
Posts: 79
Quote:
Originally Posted by waybeck2018 View Post
I'm tired of lifting the Equalizer hitch. These old bones are weary of that.
Can't believe no one has designed a "safe" platform for one that would go on a small hydraulic roll around jack. Store it along a garage wall inside then. Seems like most hydraulic jacks have the same size lifting plate.

I keep mine stored on the trailer frame so it is just basically a horizontal move if the truck is close with one of those WDH hand carriers. Will probably need a jack setup in the future though.

It can stay on the truck anytime camping. Added protection during a rear end collision from what I have read.
__________________
2022 Rockwood 2511S
GolfingDave is offline   Reply With Quote
Old 01-22-2023, 09:08 AM   #53
Retired Old Guy
 
IamProStreet's Avatar
 
Join Date: Jul 2022
Posts: 192
New RV Prices Are Still Falling!

Quote:
Originally Posted by GolfingDave View Post
Can't believe no one has designed a "safe" platform for one that would go on a small hydraulic roll around jack. Store it along a garage wall inside then. Seems like most hydraulic jacks have the same size lifting plate.

I keep mine stored on the trailer frame so it is just basically a horizontal move if the truck is close with one of those WDH hand carriers. Will probably need a jack setup in the future though.

It can stay on the truck anytime camping. Added protection during a rear end collision from what I have read.

There is always this.
Click image for larger version

Name:	IMG_4357.jpg
Views:	36
Size:	137.4 KB
ID:	283248
Or if you want hydraulic you could put a piece of plywood on it. But these are heavy.
Click image for larger version

Name:	IMG_4358.jpg
Views:	35
Size:	158.3 KB
ID:	283249
IamProStreet is offline   Reply With Quote
Old 01-22-2023, 09:29 AM   #54
Senior Member
 
Join Date: May 2019
Posts: 2,971
Quote:
Originally Posted by Nick Danger View Post
Haven't seen many Harley's that are under 600 lbs. I think the lightest is 800?
Plus - who would put a $40K motorcycle on a bumper?! Not me!
I am a avid motorcyclist, but I have little interest in Harley Davidson’s product line and I don’t know much about it. However, a quick search shows Harley claims the Pan American weighs 540 pounds ready to ride, and an MSRP under $18K. https://www.harley-davidson.com/us/e...rica-1250.html
__________________
2020 Sunseeker 2440DS on 2019 Ford E-450, Trekker cap, Topaz paint
BehindBars is offline   Reply With Quote
Old 01-22-2023, 11:13 AM   #55
Senior Member
 
Join Date: Jan 2018
Location: Raleigh, NC
Posts: 6,676
Beat me to it

Quote:
Originally Posted by IamProStreet View Post
There is always this.

Or if you want hydraulic you could put a piece of plywood on it. But these are heavy.
You beat me to it, but there are a bunch more here.
__________________
Larry

Sticks and Bricks: Raleigh, NC
2008 Cherokee 38P: at Ivor, VA permanently
Larry-NC is offline   Reply With Quote
Old 01-22-2023, 01:54 PM   #56
Member
 
Join Date: Jul 2022
Posts: 79
I have no artistic abilities.


Click image for larger version

Name:	Floorjack with a WDH.jpg
Views:	29
Size:	69.5 KB
ID:	283262
__________________
2022 Rockwood 2511S
GolfingDave is offline   Reply With Quote
Old 01-22-2023, 02:12 PM   #57
Senior Member
 
Join Date: Aug 2013
Location: Pincher Creek, AB
Posts: 676
Quote:
Originally Posted by Iwritecode View Post
Wife and I aren't really in the market for a new one quite yet but we always like to look and see what's out there. Stopped at a dealership over the weekend and we found a couple that were ok but still not better than what we have.

We've noticed that in every single newer model there is at least one feature that we want/need that is missing. Although there are also a lot of new features that simply didn't exist when we bought.

The salesman insisted that right now is the best time to buy because prices will be going up soon. Then when we were looking at the numbers the monthly payments were more than double what we are currently paying.

Unless they come out with a model that we absolutely love and has everything we want, I think we will stick with what we have.
That's what we did with our newest trailer. There was nothing wrong with our old one, but we walked through a show and saw lots we didn't like one thing or the other. Then we saw one we liked, and talked about it for a few days. By the time we got around to deciding it was sold. Guess it wasn't meant to be. 2 weeks later, the sales manager called and said that deal fell through and was wondering if we were interested. They gave us $8K less than we paid for our 7 year old trailer, which had $8K in hail damage that wasn't fixed. We bought it in 2020, before the prices jumped. A few months ago we saw the same trailer we bought for $20K more than we paid.
glen1971 is offline   Reply With Quote
Old 01-24-2023, 03:26 PM   #58
Senior Member
 
Join Date: Aug 2021
Posts: 109
Quote:
Originally Posted by Nick Danger View Post
Haven't seen many Harley's that are under 600 lbs. I think the lightest is 800?
Plus - who would put a $40K motorcycle on a bumper?! Not me!
Not everyone who has a motorcycle had a harley.....

oh i did a quick look up on harleys website and they have BRAND new ones for like $13,500 and weighs in at 481lbs so yeah......
__________________
US Army Veteran
1st: 2021 Winnebago Minnie 2301BH (sold/traded in)
2nd: 2017 Forest River Wildcat 38MBX (current)
2015 RAM 2500 HD 4x4 4DR 6.7L Diesel

jimspencer741 is offline   Reply With Quote
Old 01-24-2023, 05:32 PM   #59
Senior Member
 
Join Date: Nov 2021
Posts: 124
And interest rates keep going up, If you are in the market, from what ive seen of quality in the local RV dealers... I would stay away and look for a COVID trailer and older that are filling the used dealers up to the brim. Many people bought to just get out of the house during the pandemic, now they're flooding the used market. Quality wasn't good before the pandemic, even worse now.
billcrews81 is offline   Reply With Quote
Old 01-25-2023, 03:41 PM   #60
Defender of America
 
Nick Danger's Avatar
 
Join Date: Sep 2020
Posts: 869
Quote:
Originally Posted by jimspencer741 View Post
Not everyone who has a motorcycle had a harley.....

oh i did a quick look up on harleys website and they have BRAND new ones for like $13,500 and weighs in at 481lbs so yeah......
Didn't say everyone had a Harley. I was responding to the member that "said he had a Harley". But crying about your bike isn't the point.
So you would strap a brand new $13,500 motorcycle on the bumper of a camper? I wouldn't no matter the brand! But you go right ahead. You defended the same rights in the Army that I did in the Air Force. Happy Camping
__________________
Retired USAF
2021 Freedom Express 192RBS
2020 F150 STX 4X4 w/Coyote V8
Centerline TS WDH
2004 Heritage Softtail Harley Davidson
Nick Danger is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


» Featured Campgrounds

Reviews provided by

Disclaimer:

This website is not affiliated with or endorsed by Forest River, Inc. or any of its affiliates. This is an independent, unofficial site.



All times are GMT -5. The time now is 05:10 AM.