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Old 03-30-2020, 10:41 PM   #1
DDC
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Ontario Canada fifth wheel insurance?

This is directed mainly at Ontario owners of both fifth wheel and travel trailers. I have just received my insurance policy quote for renewal and was reading again as I did last year about all the things removed/no longer covered, of course this costs more also. Anyway I wanted to ask what companies your using and do you recommend them, what are you paying if you donít mind sharing that.
I hate being ripped off and insurance companies are so good at it.
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Old 03-30-2020, 11:31 PM   #2
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Iím with Aviva, though Iíve been thinking about looking around next term, because my trailer is 5 years old and yet my premiums are going up?
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Old 03-31-2020, 12:42 AM   #3
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i'm with wayfarer
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Old 04-01-2020, 08:07 PM   #4
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I am with Northbridge. Fifth Wheel inside two way. A policy for collision, and a everything else is covered as secondary residence under my homeowners policy. Truck and Car are separate.
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Old 04-02-2020, 01:42 PM   #5
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Quote:
Originally Posted by DDC View Post
This is directed mainly at Ontario owners of both fifth wheel and travel trailers. I have just received my insurance policy quote for renewal and was reading again as I did last year about all the things removed/no longer covered, of course this costs more also. Anyway I wanted to ask what companies your using and do you recommend them, what are you paying if you donít mind sharing that.
I hate being ripped off and insurance companies are so good at it.
We have had ours on the house policy, the automobile policy, and a stand alone. We've been with Aviva, Economical and South Easthope ( a local company in SW Ont). We changed to chase the best rates. Never had a claim, so it's hard to say which would really be the best. Aviva does provide coverage for "overland water"- read flooding, provided your unit is a sufficient distance from the water body. Since our park is partly flood plain, and we are just above the most recent high water mark, we found that coverage most attractive.

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Old 04-02-2020, 04:52 PM   #6
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I am with GEICO. Bundled with my truck insurance, I am paying $332.20 every 6 months for my 5th wheel. I also have a million dollar umbrella policy with GEICO.
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Old 04-02-2020, 05:37 PM   #7
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We are with Co-Operators. We have all of our insurance with them. Car,truck, home and rv. We paid $335.00 a year for our 2014 Columbus 5er.
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Old 04-02-2020, 06:49 PM   #8
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was with wayfarer for a couple years - but it is twice as much as with state farm. learned the hard way that if i had my trailer and the truck insured both by state farm that the trailer dmage i caused (my fault) when i put the cap of the trailer thourgh the cab of the truck that it would have been one calim. switched to the cheaper - and super reliable - coverage from state far. been with them for over 30 years. i only opted for wayfarer for the trailer becasue the dealership convinced me that claims for awnings etc were much more simple with wayfarer. shoulda stuck with my gut and went with state farm from day 1.

around 300/year. have to check for sure, but getting many multiline discounts...car, truck, house, life, business etc.
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